
5521 80TH STREET N UNIT 403, ST PETERSBURG, FL, 33709
Active1 days on marketListed Oct 20, 2026MLS #TB8557961
About this home
5521 80TH STREET N UNIT 403
This 1-bedroom, 1.5-bathroom condominium is located on the 4th floor of the Emory Building (managed by Five Towns of St. Petersburg, No. 304, Inc.) inside the highly popular Terrace Park of Five Towns. This vibrant 55+ active adult community is situated along 54th Avenue North in St. Petersburg, Florida. Building & Unit Highlights • Layout & Structure: The unit features a functional 1 bed, 1.5 bath split floor plan, positioning you on the 4th floor of an elevator-equipped building. • Bright Living Spaces: Corner units in this specific building layout feature extra living room windows, flooding the space with natural light and eliminating the darker feel common to mid-floor condos. • Recent Infrastructure Updates: The Emory Building has recently completed its structural Milestone review and features a newly installed roof. ?? Resort-Style Community Amenities Living at Five Towns gives you full access to extensive grounds spanning over 100 acres, offering an abundance of social and athletic recreational facilities: • Swimming & Lounging: Features 6 outdoor swimming pools spread throughout the property (2 of which are heated for year-round use), along with a community hot tub. • Athletic Courts: On-site courts are dedicated to tennis, pickleball, shuffleboard, and bocce ball. • Clubhouses & Gathering Spaces: Two massive central clubhouses (the Magnolia Center and Oleander Lake Center) house fully equipped fitness facilities, billiard tables, card rooms, a resident library, and large multipurpose rooms for active social clubs and classes. • Day-to-Day Conveniences: The community amenities include designated outdoor grilling areas, walking paths, a pet park, and even an on-site resident car wash station. ?? Location & Maintenance Breakdown • Prime Neighborhood Access: You are centrally located roughly 5 miles from Pinellas County's premier Gulf beaches (like Madeira Beach) and about 10 miles west of downtown St. Petersburg. Shopping, dining, and the Bay Pines VA Medical Center are just minutes away. • What's Covered: Your monthly condominium association fee covers master building insurance, structural maintenance, cooking gas, water heating, central air conditioning costs, cable TV, high-speed internet, water, sewer, and trash removal. This leaves electricity as your only primary variable utility expense.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,160
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,298 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,298/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FIVE TOWNS OF ST PETE
$112 vs $104
Days on market
1 vs 66 typical
Where $112/sqft sits among the 22 homes for sale in FIVE TOWNS OF ST PETE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
13 of 22
FIVE TOWNS OF ST PETE have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the St Petersburg median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5521 80TH STREET N UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$75,000
5521 80TH STREET N UNIT 503 · same community
1 bd · 1.5 ba · 1,160 sqft · $65/sqft · 73 DOM
Sold · May ’26$64,000
5750 80TH STREET N UNIT B-206 · same community
2 bd · 2 ba · 1,140 sqft · $56/sqft · 28 DOM
Sold · Aug ’26$210,000
5750 80TH STREET N UNIT A106 · same community
2 bd · 2 ba · 1,140 sqft · $184/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5521 80TH STREET N UNIT 403 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5521 80TH STREET N UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5521 80TH STREET N UNIT 403 FAQs
What would the monthly payment be for 5521 80TH STREET N UNIT 403?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,298/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5521 80TH STREET N UNIT 403?+
The most recent tax bill on record (2025) was $2,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5521 80TH STREET N UNIT 403?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $130,000, this home is listed about 69% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ron Thompson. MLS #TB8557961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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