1120 N SHORE DRIVE NE UNIT 502, ST PETERSBURG, FL, 33701
Active5 days on marketListed Oct 16, 2026MLS #TB8558556
About this home
1120 N SHORE DRIVE NE UNIT 502
Virtually Staged. Water facing residences at The Normandy rarely come to market, and this 5th floor, 2 bedroom, 2 bath condo offers direct Tampa Bay views in a prime location across from North Shore Park and just blocks from downtown St. Petersburg. Wood floors flow through the open living and dining area, complemented by an updated kitchen with stainless steel appliances. The split-bedroom layout provides privacy, and the primary suite features water views, a walk-in closet, and an updated en-suite bathroom. Impact windows throughout, ample storage, a separate storage unit on the same floor, secured building entry, and a parking space near the front entrance add everyday convenience. Just across the street, enjoy waterfront walking paths, tennis and beach volleyball courts and the aquatic center. Follow the waterfront toward downtown to explore restaurants, cafés, shops, museums, and the St. Pete Pier. From morning walks along the bay to evenings downtown, this location makes it easy to enjoy St. Petersburg.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,260
Sqft
1
Garage
1973
Year built
One
Levels
$476
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,904 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,904/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.1%
$/sqft vs St Petersburg actives
$476 vs $324
Days on market
5 vs 66 typical
Where $476/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1120 N SHORE DRIVE NE UNIT 502
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$420,000
1120 N SHORE DRIVE NE UNIT 503 · same community
2 bd · 2 ba · 1,315 sqft · $319/sqft · 217 DOM
Sold · Feb ’26$499,000
1120 N SHORE DRIVE NE UNIT 1103 · same community
2 bd · 2 ba · 1,315 sqft · $379/sqft · 14 DOM
Sold · Jul ’26$450,000
1120 N SHORE DRIVE NE UNIT 903 · same community
2 bd · 2 ba · 1,315 sqft · $342/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1120 N SHORE DRIVE NE UNIT 502 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1120 N SHORE DRIVE NE UNIT 502 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1120 N SHORE DRIVE NE UNIT 502 FAQs
What would the monthly payment be for 1120 N SHORE DRIVE NE UNIT 502?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,904/mo — principal and interest, the actual property-tax bill, the $938/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1120 N SHORE DRIVE NE UNIT 502?+
The association fee works out to $938 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1120 N SHORE DRIVE NE UNIT 502?+
The most recent tax bill on record (2025) was $9,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1120 N SHORE DRIVE NE UNIT 502?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $599,999, this home is listed about 42% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1120 N SHORE DRIVE NE UNIT 502?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$599,999 is 24% below the ST PETERSBURG 33701 median of $794,024.
02City & Garden & Park/Greenbelt & Tennis Court & Water views
The city and garden and park/greenbelt and tennis court and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $938/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 5 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jenna DeYoung. MLS #TB8558556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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