255 2ND STREET S, SAFETY HARBOR, FL, 34695
Active3 days on marketListed Oct 16, 2026MLS #TB8558669
About this home
255 2ND STREET S
Some locations are convenient. Others change the way you live. This Safety Harbor gem does both. Welcome to 255 2nd Street, where exceptional craftsmanship, thoughtful design, and an unbeatable location come together in one of Safety Harbor's most coveted residential settings. Part of an intimate collection of just four residences that rarely become available, this newer construction home offers a unique opportunity to own something truly special in the heart of downtown. Built with an emphasis on quality, this solid block construction home delivers luxury without compromise and lasting peace of mind. Gorgeous finishes, an abundance of natural light, carefully considered details, and an intelligent use of space create a home that feels both sophisticated and effortlessly livable. A dramatic two-story entry with soaring ceilings welcomes you into the heart of the home, where a chef's dream kitchen opens to expansive living and entertaining spaces. A private in-home elevator provides convenient access to each floor, while a secluded backyard retreat offers the perfect setting for relaxing, outdoor dining, and entertaining. Upstairs, three spacious bedrooms, each with its own ensuite bathroom and walk-in closet, provide exceptional comfort and privacy. And then there's the location! Step outside and discover the charm that makes so many fall in love with Safety Harbor. Your morning Starbucks coffee is less than a minute's walk away, while charming boutiques, acclaimed restaurants, waterfront sunrise strolls, and evenings along Main Street are all part of everyday life. Enjoy the energy of Third Friday celebrations, local festivals, and the beautiful waterfront park, all just moments from your front door. Beyond downtown, you're perfectly positioned to enjoy everything Tampa Bay has to offer, from award-winning Gulf beaches and Tampa International Airport to professional sports, entertainment, and the cultural attractions of downtown Tampa and St. Petersburg. Opportunities like this are few and far between. Come experience why this Safety Harbor jewel proves you really can have it all.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,343
Sqft
0.07 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$618
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,759 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,759/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+200.7%
$/sqft vs Safety Harbor actives
$618 vs $303
Days on market
3 vs 83 typical
Where $618/sqft sits among the 70 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
45 of 70
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 190% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 255 2ND STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$875,000
207 HANCOCK COURT
3 bd · 3 ba · 2,348 sqft · $373/sqft · 13 DOM
Sold · Apr ’26$887,500
3302 SAN JOSE STREET
4 bd · 3 ba · 2,307 sqft · $385/sqft · 4 DOM
Sold · Aug ’26$550,000
3171 SAN PEDRO STREET
2 bd · 2 ba · 2,435 sqft · $226/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 255 2ND STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 255 2ND STREET S — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
255 2ND STREET S FAQs
What would the monthly payment be for 255 2ND STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,759/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 255 2ND STREET S?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 255 2ND STREET S?+
The most recent tax bill on record (2025) was $12,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 255 2ND STREET S?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $1,449,000, this home is listed about 190% above the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 255 2ND STREET S?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,449,000 runs 190% above the SAFETY HARBOR 34695 median — but at 2,343 sqft it's also 46% larger than the typical Safety Harbor listing.
02Fresh on the market
Only 3 days on market in a Safety Harbor market that averages 83 — if it fits, move quickly.
03Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Safety Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Julie Perretta McCarthy. MLS #TB8558669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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