12242 2ND STREET E, TREASURE ISLAND, FL, 33706
Active0 days on marketListed Oct 21, 2026MLS #TB8559348
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Upcoming open house
Fri, Oct 23
11:00 AM – 2:00 PM
About this home
12242 2ND STREET E
Enjoy waterfront living in this beautiful 3-bedroom townhome in desirable Capri Harbor on Treasure Island's Isle of Capri! Featuring stunning water views from two oversized west-facing balconies and a waterfront patio, this home offers the perfect setting to watch dolphins play along the seawall, take in spectacular sunsets, and enjoy refreshing coastal breezes. The spacious interior offers a bright, open feel, with sliding glass doors that invite the outdoors in. An air-conditioned bonus room with water views provides flexible space for a fourth bedroom, home office, entertainment room, or waterfront bar. Additional highlights include new carpeting, California Closets, ceiling fans throughout, an in-unit washer and dryer, hurricane shutters, a new HVAC system (2025), and a new garage door. The oversized two-car garage features built-in closets and shelving, providing plenty of storage for beach gear, boating equipment, and more. The living floors experienced no flooding. Perfectly situated for an active coastal lifestyle, this pet-friendly community is just one and a half blocks from a newly updated park featuring a dog park, children's playground, pickleball courts, basketball court, a baseball field, and a pavilion. Pack up the beach wagon and enjoy a leisurely 10-minute walk to the white sandy beaches of Treasure Island, with John's Pass also nearby. Capri Harbor residents enjoy maintenance-free living with major amenities (water, sewer, trash, pest control, lawn maintenance, building insurance, pool, etc) included in the monthly HOA fee, a waterfront swimming pool just steps from the unit, and boat slips available to rent directly through the HOA. The lowest-priced waterfront townhome on Isle of Capri! Whether you're looking for a full-time residence, vacation getaway, or income-producing property (ask about rental history), this exceptional waterfront townhome offers the Florida lifestyle at its finest!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,855
Sqft
0 ac
Lot size
1982
Year built
Three Or More
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,093 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,093/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.7%
Days on market
0 vs 121 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $625K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12242 2ND STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12242 2ND STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12242 2ND STREET E FAQs
What would the monthly payment be for 12242 2ND STREET E?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,093/mo — principal and interest, the actual property-tax bill, the $1,190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12242 2ND STREET E?+
The association fee works out to $1,190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12242 2ND STREET E?+
The most recent tax bill on record (2025) was $8,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12242 2ND STREET E?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $599,000, this home is listed about 11% below the Treasure Island median of $669,700. The market section on this page shows how the area is trending.
Which schools are assigned to 12242 2ND STREET E?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$599,000 runs 30% above the TREASURE ISLAND 33706 median — but at 1,855 sqft it's also 29% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,190/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Listed today in a Treasure Island market that averages 121 — if it fits, move quickly.
05Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX PREFERRED · Zynnia Jezek. MLS #TB8559348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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