4908 38TH WAY S UNIT 401, ST PETERSBURG, FL, 33711
Active2 days on marketListed Oct 19, 2026MLS #TB8559432
About this home
4908 38TH WAY S UNIT 401
Welcome to Maximo Moorings, a waterfront community where luxury, comfort, and convenience come together in this beautifully renovated 3-bedroom, 2-bath corner residence. Taken completely down to the studs and thoughtfully redesigned, this stunning condo showcases custom designer cabinetry, quartz countertops, stainless steel appliances, grey luxury vinyl flooring throughout, and a spacious split-bedroom floorplan. The oversized primary suite easily accommodates a king-size bed, two nightstands, and multiple dressers, while offering generous closet space and a beautifully updated ensuite bath. Two additional bedrooms provide flexible options for guests, family, or a comfortable work-from-home setup with access to a shared full bathroom. Step outside to the expansive 30-foot waterfront balcony, accessible from the living room, primary suite, and second bedroom — the perfect place to enjoy breathtaking sunsets and coastal breezes. Positioned on the 4th floor, this residence offers direct water access, with convenient guest boat docking just outside the building. Residents enjoy secure keypad entry, elevator access, and an impressive collection of resort-style amenities including a heated pool, fishing pier, tennis and pickleball courts, shuffleboard, outdoor grilling areas, dog park, car and boat wash station, and storage for kayaks and other water toys. Ideally located just minutes from restaurants, shopping, St. Pete Beach, downtown St. Petersburg, and area attractions, this is Florida waterfront living at its finest. Even Tiki Docks Skyway Bar + Grill is only steps from your door. Minimum lease term is 3 months, and pets are welcome with owner and association approval. Don’t miss your opportunity to own this exceptional waterfront retreat at Maximo Moorings.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,500
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$186 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $324
Days on market
2 vs 66 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maximo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Maximo — neighborhood snapshot
Population
509
Median age
49
Median income
$128,329
Median home value
$560,889
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4908 38TH WAY S UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$175,000
4908 38TH WAY S UNIT 206 · same community
2 bd · 2 ba · 1,145 sqft · $153/sqft · 140 DOM
Sold · Jul ’26$235,000
4910 38TH WAY S UNIT 111 · same community
2 bd · 2 ba · 1,145 sqft · $205/sqft · 6 DOM
Sold · Apr ’26$337,500
4902 38TH WAY S UNIT 312 · same community
2 bd · 2 ba · 1,145 sqft · $295/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4908 38TH WAY S UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4908 38TH WAY S UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4908 38TH WAY S UNIT 401 FAQs
What would the monthly payment be for 4908 38TH WAY S UNIT 401?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4908 38TH WAY S UNIT 401?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,200, this home is listed about 99% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4908 38TH WAY S UNIT 401?+
Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33711 market on paper
$3,200 is 99% below the ST PETERSBURG 33711 median of $294,000, and at $2/sqft it sits under the St Petersburg average of $371.
02Tennis Court views
The tennis court view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Amanda LeGault. MLS #TB8559432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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