18500 GULF BOULEVARD UNIT 404, INDIAN SHORES, FL, 33785
Active1 days on marketListed Oct 20, 2026MLS #TB8559585
About this home
18500 GULF BOULEVARD UNIT 404
Gulf-Front Living at Sand Dollar 404 — Your Beachside Escape Awaits! Experience the best of Florida’s Gulf Coast at Sand Dollar 404, a beautifully furnished 2-bedroom, 2-bath Gulf-front condo in Indian Shores. Enjoy unobstructed views of the Gulf’s gentle waters and sugar-sand beach from your private balcony—the perfect setting to unwind, watch spectacular sunsets, and create lasting memories with family and friends. Inside, relaxed sophistication meets comfortable coastal living. The spacious, updated kitchen features granite countertops, white appliances, abundant cabinetry, and a pantry. Both bedrooms are generously sized and offer walk-in closets, including a locked owner-storage area. The updated primary bathroom features a walk-in shower, while the guest bathroom offers a tub-and-shower combination. A full-size, side-by-side washer and dryer add everyday convenience. Resort-style amenities make every day feel like vacation. Enjoy the newly enlarged sundeck, geothermal-heated saltwater pool, hot tub, freshly thatched tiki huts, barbecue area, and all-new landscaping. Sand Dollar is a well-established vacation-rental property with a solid association. Milestone and SIRS requirements have been completed. A fantastic location with something for everyone! Just a short drive away, discover the popular John’s Pass Village & Boardwalk in Madeira Beach, featuring more than 100 shops, waterfront restaurants, bars, fishing charters, dolphin-watching cruises, and watersports. Enjoy fresh seafood and Intracoastal Waterway views at the renowned Salt Rock Grill, casual waterfront dining at Caddy’s Indian Shores, or explore the many local favorites along Gulf Boulevard. Beyond the beach, explore the Seaside Seabird Sanctuary, visit Clearwater Marine Aquarium, spend an afternoon at Clearwater Beach’s famous Pier 60 sunset celebration, or head to downtown St. Petersburg to enjoy the scenic St. Pete Pier, museums, waterfront dining, and vibrant arts scene. For even more adventure, Tampa offers Busch Gardens, the Florida Aquarium, the Riverwalk, and historic Ybor City. Convenient for travelers, Tampa International Airport (TPA) is approximately 26 miles away, typically about 35–45 minutes by car in normal traffic, while St. Pete–Clearwater International Airport (PIE) is another convenient option. Whether you’re looking for a personal beach retreat, a family vacation getaway, or an investment opportunity, Sand Dollar 404 offers the appeal of a popular weekly vacation-rental resort with experienced, on-site rental management. Sold furnished, this inviting Gulf-front condo is ready for you to enjoy the Florida beach lifestyle. Come for the beaches, stay for the lifestyle, and make Sand Dollar 404 your own slice of paradise! Buyer to verify all information, measurements, and HOA policies.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,440
Sqft
0.57 ac
Lot size
1981
Year built
One
Levels
$660
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,594 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,594/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20%
Days on market
1 vs 86 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18500 GULF BOULEVARD UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$850,000
18500 GULF BOULEVARD UNIT 209 · same community
2 bd · 2 ba · 1,440 sqft · $590/sqft · 338 DOM
Sold · May ’26$1,050,000
18500 GULF BOULEVARD UNIT 507 · same community
3 bd · 2 ba · 1,470 sqft · $714/sqft · 28 DOM
Sold · Feb ’26$1,190,000
18500 GULF BOULEVARD UNIT 503 · same community
3 bd · 2 ba · 1,470 sqft · $810/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18500 GULF BOULEVARD UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18500 GULF BOULEVARD UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18500 GULF BOULEVARD UNIT 404 FAQs
What would the monthly payment be for 18500 GULF BOULEVARD UNIT 404?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18500 GULF BOULEVARD UNIT 404?+
The most recent tax bill on record (2025) was $13,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18500 GULF BOULEVARD UNIT 404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $950,000, this home is listed about 33% above the Indian Shores median of $712,500. The market section on this page shows how the area is trending.
Which schools are assigned to 18500 GULF BOULEVARD UNIT 404?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 19% above the INDIAN SHORES 33785 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Indian Shores market that averages 86 — if it fits, move quickly.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Holly Swendson. MLS #TB8559585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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