12305 3RD STREET E UNIT 2, TREASURE ISLAND, FL, 33706
Active867 days on marketListed Mar 22, 2024MLS #U8232382
About this home
12305 3RD STREET E UNIT 2
Virtually Staged. SPACIOUS, BRAND NEW LUXURY WATERFRONT TOWNHOME FEATURES AN ELEGANT KEY WEST APPEAL, A PRIVATE SWIMMING POOL (RARELY FOUND IN TOWNHOMES/CONDOMINIUMS) AND A PRIVATE DEEP-WATER BOAT SLIP! EXPECTED COMPLETION BY END OF APRIL 2024, WITH ADDITIONAL PICTURES TO BE POSTED BY MID-APRIL. Beautifully finished with superb, high-quality materials and exceptional craftsmanship, this expansive 4 bedroom, 3 bath, 3 car garage residence provides three separate balconies, generous storage and wonderful views. First living level boasts a sumptuous coastal contemporary kitchen with exquisite quartz surfaces, graceful tile backsplash, rich white cabinetry, a terrific SS appliance package and a lovely island bar with matching quartz waterfall. Appealing and convenient, the 1st living level guest bedroom is supported by a splendid full guest bath. You’ll love the views from your huge great room and its grand covered balcony overlooking the waterfront. Upper-level offers three bedrooms, including the impressive owner’s suite with oversized walk-in closet, multi-level ceiling, private covered balcony overlooking the waterway, and a plush owner’s bath with dazzling tilework, and large, luxurious walk-in glass shower enclosure. Bedroom 3 is substantially large with a dedicated sitting area. From your massive lower-level garage and storage area, step out to your private 325sqft covered and pavered deck - perfect for evening entertainment. Updated seawall supports a new composite deep-water dock. From here to the Gulf is a short five-minute boat ride. Fine 3-stop elevator, gorgeous designer fans and many value-added extras/amenities. A great location, within easy walking distance of the Capri Community Park, excellent dining and entertainment, and the world class powdersoft sands of Treasure Island beach. AN OUTSTANDING NEW CONSTRUCTION WATERFRONT VALUE! Buyer to verify all dimensions.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,969
Sqft
0.06 ac
Lot size
3
Garage
2024
Year built
Three Or More
Levels
$537
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,701 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,701/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$537 vs $522
Days on market
867 vs 97 typical
Where $537/sqft sits among the 170 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
92 of 170
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 255% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 12305 3RD STREET E UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$930,000
5 MARINA TERRACE
4 bd · 3 ba · 2,836 sqft · $328/sqft · 165 DOM
Sold · Oct ’25$1,690,000
11605 1ST STREET E UNIT B2
5 bd · 4 ba · 2,811 sqft · $601/sqft · 101 DOM
Sold · Jul ’26$1,690,000
11605 1ST STREET E UNIT B1
5 bd · 4 ba · 2,811 sqft · $601/sqft · 927 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12305 3RD STREET E UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12305 3RD STREET E UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12305 3RD STREET E UNIT 2 FAQs
What would the monthly payment be for 12305 3RD STREET E UNIT 2?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12305 3RD STREET E UNIT 2?+
The most recent tax bill on record (2023) was $4,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12305 3RD STREET E UNIT 2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $1,595,000, this home is listed about 123% above the Treasure Island median of $714,498. The market section on this page shows how the area is trending.
Which schools are assigned to 12305 3RD STREET E UNIT 2?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,595,000 runs 255% above the TREASURE ISLAND 33706 median — but at 2,969 sqft it's also nearly twice the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
867 days on market against a Treasure Island median of 97 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,675,000, now $1,595,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Dania Perry. MLS #U8232382.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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