CENTURY 21 Edge
$450,0004 bd2.5 ba2,862 sqft$157 /sqft≈$3,246 /mo all-in ↓

221 BELGIAN WAY, SANFORD, FL, 32773

Active242 days on marketListed Jan 28, 2026MLS #V4947016

Single Family ResidenceBAKERS CROSSING PH 1

About this home

221 BELGIAN WAY

Huge 4-bedroom home located in a secure gated community in a highly convenient location near historic downtown Sanford, the Orlando metro area, and the beaches. This two-story contemporary home features an open, split-bedroom floor plan with the spacious primary suite and large in-suite bath conveniently located downstairs. Upstairs you’ll find three generously sized guest bedrooms, an additional full bathroom, and a massive 22x19 bonus/flex room—ideal for a media room, home office, or playroom. The eat-in kitchen offers tile flooring, granite countertops, ample cabinetry, generous counter space, and a breakfast bar overlooking the family room with real wood floors. Downstairs also includes formal living and dining rooms, also with wood flooring, a tiled interior laundry/utility room, a convenient half bathroom, and numerous decorator touches throughout, creating an inviting and functional layout. Outside, enjoy lush tropical landscaping and a private backyard with a patio area perfect for BBQs and entertaining. Ideally located close to shopping, the airport, and top-rated schools. And no insurance issues here—both the roof and AC were replaced in 2017 and the house is in great condition. This home shows beautifully and is priced right!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,862

Sqft

0.13 ac

Lot size

2

Garage

2002

Year built

Two

Levels

$157

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat Attic Fan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesNorth
ParkingGarage Door Opener
ExteriorSidewalk

Community & fees

HOA fee$88/mo
Taxes (2024)$1,804/yr
PetsYes
CommunityGated Community - No Guard · Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,246 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$150
HOA fee — from the listing$88
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,246/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$150
HOA / condo fee$88
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$384KedgeAI estimate $439,349 · range $400K–$457K$475K

vs edgeAI estimate

+2.4%

$/sqft vs Sanford actives

$157 vs $221

Days on market

242 vs 43 typical

Where $157/sqft sits among the 400 Sanford actives

79 · this home
109
87
76
21
28
$157–188$188–219$219–250$250–281$281–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Drive times from this address

Downtown Orlando≈ 28 min
Orlando Int’l Airport (MCO)≈ 37 min
Universal Orlando≈ 41 min
Walt Disney World≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32773 — neighborhood snapshot

Population

33,184

Median age

38.2

Median income

$63,496

Median home value

$259,600

Avg household

2.56

Households w/ children

4,114

For the school run

Seminole County School District

ElementaryPine Crest Elementary School★★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★
ElementaryHamilton Elementary School★★★★★
ElementaryMidway Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$354K → $385K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

220 of 400

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the SANFORD 32773 median. See the full Sanford market guide →

Paper trail

This home's history

Jan 28, 2026Listed at $450,000 · 242 days on market since
2002Built · BAKERS CROSSING PH 1

Reality check

What actually sold near 221 BELGIAN WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

261 CLYDESDALE CIRCLESold · May ’26

$455,000

261 CLYDESDALE CIRCLE · same community

4 bd · 2.5 ba · 2,321 sqft · $196/sqft · 332 DOM

231 FRIESIAN WAYSold · Feb ’26

$370,000

231 FRIESIAN WAY · same community

4 bd · 2 ba · 1,955 sqft · $189/sqft · 43 DOM

4000 CLIPSTONE PLACESold · Feb ’26

$515,000

4000 CLIPSTONE PLACE

5 bd · 2.5 ba · 2,780 sqft · $185/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 221 BELGIAN WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 221 BELGIAN WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

221 BELGIAN WAY FAQs

What would the monthly payment be for 221 BELGIAN WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,246/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 221 BELGIAN WAY?+

The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 221 BELGIAN WAY?+

The most recent tax bill on record (2024) was $1,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 221 BELGIAN WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $450,000, this home is listed about 17% above the Sanford median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 221 BELGIAN WAY?+

Pine Crest Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle), Hamilton Elementary School (elementary), Midway Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SIGNATURE · Lance McKinnon. MLS #V4947016.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sanford homes, in your inbox

Like 221 BELGIAN WAY but not quite? A daily digest of every new listing in Sanford — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Elizabeth to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 28, 2026 at 2:40 AM UTC. The listing information on this page last changed on September 28, 2026 at 2:40 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 28, 2026 at 2:40 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 28, 2026 at 2:40 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.