21 ROCKING LANE, PALM COAST, FL, 32164
Active88 days on marketListed Jul 15, 2026MLS #V4950248
About this home
21 ROCKING LANE
New carpet! 3-CAR GARAGE, OWNED SOLAR AND NO HOA! Built in 2023, this spacious single-story Palm Coast home offers 3 bedrooms, 3 full bathrooms and more than 2,300 square feet of living space. The open layout centers around a large kitchen with an oversized island, walk-in pantry and abundant cabinetry. Step outside to the oversized screened lanai for additional living and entertaining space. The rare 3-car garage provides plenty of room for vehicles, storage, bikes, golf gear or a workshop. The solar system is OWNED and conveys with the home, with no solar lease or payment to assume. Additional features include an owned water softener, irrigation system, washer and dryer, split-bedroom layout and walk-in closets. Convenient to shopping, dining, golf, parks and the beaches, with easy access to St. Augustine and Daytona Beach. A newer home with space, energy-saving features and a 3-car garage at an exceptional price per square foot.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,363
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,920 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,920/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs PALM COAST SEC 32
$158 vs $201
Days on market
88 vs 73 typical
Where $158/sqft sits among the 27 homes for sale in PALM COAST SEC 32
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
15 of 27
PALM COAST SEC 32 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21 ROCKING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 ROCKING LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21 ROCKING LANE FAQs
What would the monthly payment be for 21 ROCKING LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21 ROCKING LANE?+
The most recent tax bill on record (2025) was $4,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $374,000, this home is listed about 4% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 21 ROCKING LANE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · BarbaraJoy Zacher. MLS #V4950248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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