43 WINDING CREEK WAY, ORMOND BEACH, FL, 32174
Active1 days on marketListed Jul 29, 2026MLS #V4950468
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About this home
43 WINDING CREEK WAY
This classic all-brick ICI home offers the perfect combination of privacy, quality, and peace of mind. Featuring 4 bedrooms, 2.5 bathrooms, and 2,664 square feet, the split floor plan is designed for both comfortable everyday living and effortless entertaining. Nestled on a nearly half-acre lot surrounded by mature trees in desirable Flood Zone X, you'll enjoy the feeling of space and seclusion while remaining just 8 miles from the beach. Major updates have already been completed, including a roof (2023), garage door (2023), HVAC (2020), custom paver driveway (2017), and a whole-home generator. An oversized two-car garage with a dedicated workshop adds even more flexibility. Located in the sought-after 24-hour guard-gated community of Breakaway Trails, residents enjoy beautifully maintained grounds and resort-style amenities, including a clubhouse, pool, pickleball and basketball courts, sports fields, a playground, and a dog park. A home where you can settle in, feel at ease, and enjoy the lifestyle you've been looking for.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,664
Sqft
0.45 ac
Lot size
2
Garage
1990
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,817 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,817/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Ormond Beach actives
$188 vs $237
Days on market
1 vs 41 typical
Where $188/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Breakaway Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Breakaway Trails — neighborhood snapshot
Population
2,665
Median age
59
Median income
$97,154
Median home value
$460,936
Avg household
2
Households w/ children
264
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
206 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 43 WINDING CREEK WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$565,000
56 WINDING CREEK WAY · same community
4 bd · 3 ba · 2,852 sqft · $198/sqft · 22 DOM
Sold · Dec ’25$600,000
11 FOREST VIEW WAY · same community
4 bd · 2 ba · 3,104 sqft · $193/sqft · 117 DOM
Sold · Jan ’26$860,000
9 FOREST VIEW WAY · same community
5 bd · 4 ba · 4,840 sqft · $178/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 43 WINDING CREEK WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 43 WINDING CREEK WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
43 WINDING CREEK WAY FAQs
What would the monthly payment be for 43 WINDING CREEK WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,817/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 43 WINDING CREEK WAY?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 43 WINDING CREEK WAY?+
The most recent tax bill on record (2025) was $4,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 43 WINDING CREEK WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $500,000, this home is listed about 18% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 43 WINDING CREEK WAY?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 25% above the ORMOND BEACH 32174 median — but at 2,664 sqft it's also 37% larger than the typical Ormond Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ashlee Selman. MLS #V4950468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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