881 CATFISH AVENUE, NEW SMYRNA BEACH, FL, 32169
Active1 days on marketListed Aug 13, 2026MLS #V4950509
Come see it
Upcoming open house
Sun, Aug 16
12:00 PM – 3:00 PM
About this home
881 CATFISH AVENUE
Virtually Staged. Discover a one-of-a-kind Bethune Beach coastal retreat on a quiet dead-end street in New Smyrna Beach, ideally positioned near no-drive beach access, the Halifax River, and Canaveral National Seashore. This updated three-story 3-bedroom, 3-bath home blends distinctive architectural character, relaxed indoor-outdoor living, and flexible income potential. The third-floor primary retreat opens to a wraparound balcony with peaceful Halifax River and mangrove views, an inviting setting for morning coffee, coastal breezes, and sunset skies. The thoughtfully designed interior features a gourmet kitchen with gas cooktop, custom cabinetry, granite countertops, and stainless-steel appliances, along with neutral luxury vinyl plank flooring, custom crown molding, stone accent walls, an electric fireplace, built-in breakfast banquette, and a striking spiral staircase. A private-entry first-floor one-bedroom living area offers a kitchenette, full bath, in-unit laundry, flexible bonus room, and second exterior entrance, ideal for guests, a studio, workspace, multigenerational living, or 30-day-plus rental use. Enjoy a resort-inspired outdoor setting with mature tropical landscaping, landscape lighting, Trex composite decking, solar-lit pavers, a sail-shade-covered patio, outdoor kitchen with Argentine charcoal grill, fire pit, two-person barrel sauna, and outdoor shower. Major 2023 improvements include a durable metal roof, impact-rated double-pane windows and sliders, main-home HVAC, dedicated mini-split for the lower-level living area, separate water heaters for the main home and lower level, and a bathroom skylight. A rare opportunity to own a character-rich beachside home offering location, lifestyle, flexibility, and long-term potential. Thirty-day-or-longer rental use is subject to buyer verification of all applicable zoning, licensing, and local requirements.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,408
Sqft
0.06 ac
Lot size
1991
Year built
Three Or More
Levels
$923
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,120 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,120/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BETHUNE VOLUSIA BEACH
$923 vs $693
Days on market
1 vs 70 typical
Where $923/sqft sits among the 21 homes for sale in BETHUNE VOLUSIA BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bethune Volusia Beach
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Bethune Volusia Beach — neighborhood snapshot
Population
1,057
Median age
67
Median income
$84,904
Median home value
$464,100
Avg household
2
Households w/ children
41%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
13 of 21
BETHUNE VOLUSIA BEACH have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 151% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 881 CATFISH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
6860 TURTLEMOUND ROAD · same community
3 bd · 2 ba · 1,284 sqft · $370/sqft · 121 DOM
Sold · Feb ’26$600,000
7002 S ATLANTIC AVENUE · same community
3 bd · 3 ba · 1,200 sqft · $500/sqft · 71 DOM
Sold · Sep ’25$1,400,000
6877 S ATLANTIC AVENUE · same community
3 bd · 2 ba · 1,656 sqft · $845/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 881 CATFISH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 881 CATFISH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
881 CATFISH AVENUE FAQs
What would the monthly payment be for 881 CATFISH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,120/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 881 CATFISH AVENUE?+
The most recent tax bill on record (2025) was $5,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 881 CATFISH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,300,000, this home is listed about 150% above the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 881 CATFISH AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,300,000 runs 151% above the NEW SMYRNA BEACH 32169 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a New Smyrna Beach market that averages 70 — if it fits, move quickly.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Amelia Vondrus. MLS #V4950509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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