424 LUNA BELLA LANE UNIT 332, NEW SMYRNA BEACH, FL, 32168
Active50 days on marketListed Aug 21, 2026MLS #V4950867
About this home
424 LUNA BELLA LANE UNIT 332
Exceptional value in Tuscany Square! This spacious 3-bedroom, 2-bath condo offers 1,659 sq. ft. of comfortable living with a desirable split-bedroom floor plan and plenty of room to make it your own. The open living and dining areas flow into an eat-in kitchen with stainless steel appliances, while French doors lead to a spacious private balcony that can also be accessed from two of the bedrooms—creating a wonderful extension of the living space. Thoughtful extras include in-unit laundry, a private storage unit conveniently located near the front door, and an assigned garage space with taller-than-standard ceilings, ideal for additional storage or a larger vehicle. Tuscany Square is a gated community within Venetian Bay, offering elevator access in each building, a landscaped courtyard with BBQ area, and convenient access to nearby shopping, dining, golf and recreation. New Smyrna Beach's beautiful beaches and vibrant downtown are just a short drive away. Currently leased through February 1, providing immediate rental income for the new owner. Whether you're looking for an investment, a future Florida retreat, or a spacious full-time residence, this condo offers flexibility, space and value in a desirable New Smyrna Beach location. Offered at $285,000—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,659
Sqft
2.64 ac
Lot size
1
Garage
2007
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,968 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,968/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs New Smyrna Beach actives
$163 vs $364
Days on market
50 vs 102 typical
Where $163/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,800/mo median
Live New Smyrna Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
238 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 LUNA BELLA LANE UNIT 332
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$363,000
287 CARYOTA COURT
3 bd · 2 ba · 1,653 sqft · $220/sqft · 50 DOM
Sold · Oct ’25$350,000
3110 ARECA AVENUE
3 bd · 2 ba · 1,650 sqft · $212/sqft · 95 DOM
Sold · Oct ’25$380,000
214 CARYOTA COURT
3 bd · 2 ba · 1,649 sqft · $230/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 424 LUNA BELLA LANE UNIT 332 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 LUNA BELLA LANE UNIT 332 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
424 LUNA BELLA LANE UNIT 332 FAQs
What would the monthly payment be for 424 LUNA BELLA LANE UNIT 332?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,968/mo — principal and interest, the actual property-tax bill, the $738/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 424 LUNA BELLA LANE UNIT 332?+
The association fee works out to $738 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 424 LUNA BELLA LANE UNIT 332?+
The most recent tax bill on record (2025) was $4,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 424 LUNA BELLA LANE UNIT 332 be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 424 LUNA BELLA LANE UNIT 332?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $270,000, this home is listed about 50% below the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 424 LUNA BELLA LANE UNIT 332?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$270,000 is 30% below the NEW SMYRNA BEACH 32168 median of $385,000, and at $163/sqft it sits under the New Smyrna Beach average of $427.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $738/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $285,000, now $270,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Karen Dignam. MLS #V4950867.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 424 LUNA BELLA LANE UNIT 332 but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →