CENTURY 21 Edge
$548,0005 bd3 ba2,024 sqft$271 /sqft$3,922 /mo all-in ↓

903 E NEW YORK AVENUE, DELAND, FL, 32724

Active17 days on marketListed Sep 3, 2026MLS #V4951083

Single Family ResidenceDANIELS

About this home

903 E NEW YORK AVENUE

Virtually Staged. RARE C-1 ZONED OPPORTUNITY IN THE HEART OF DeLAND! This beautiful 1939 property at 903 E New York Avenue combines historic character, income-producing potential, and exciting possibilities for future use. Currently configured as a two units, this unique property offers the opportunity to continue using it as rentals, occupy one unit while renting the other, or explore the many residential and commercial uses potentially available under its C-1 zoning. Situated on a desirable corner lot with excellent visibility along East New York Avenue, the property offers paved off-street parking and tall chain-link fencing surrounding the grounds. According to the seller, plans for an additional duplex/building on the property were previously approved approximately 5–6 years ago, and another structure reportedly occupied that area in the past. Buyers should verify current zoning, permitting, development rights, and availability or status of any prior approvals with the City of DeLand. This could represent an intriguing opportunity for an investor, business owner, or owner-occupant looking for room to expand. The home itself is absolutely charming, with the architectural appeal that only a vintage property can provide. Three large covered porch areas extend along the front, side, and rear, creating an almost wraparound feel. Each unit enjoys its own private entrance and private covered porch, and portions of the porch decking have been updated with durable composite-style decking. Extensive improvements have been completed within approximately the past 6–7 years. The seller reports that the work was permitted , including re-leveling of the home, rewiring the home, replumbing the home... replacing the roof... updated kitchens and bathrooms in both units, granite countertops, newer flooring, textured and painted walls and ceilings, replacing windows throughout with insulated argon gas windows... vinyl siding, appliances, water heaters, water softeners and separate HVAC systems for the upstairs and downstairs units. The spacious downstairs residence features 3 bedrooms and 2 bathrooms, a lovely living room, remodeled kitchen, indoor laundry room, ceramic tile in the kitchen and wet areas, and attractive laminate flooring throughout much of the remaining living space. The upstairs apartment has its own private entrance and private covered porch, creating a wonderful sense of privacy and separation. Step inside to an adorable, cozy two-bedroom, one-bath residence featuring spacious bedrooms, a comfortable living room and dining area, and a lovely updated kitchen with granite countertops and newer appliances. The updated bathroom completes this charming and inviting upstairs home. Behind the home is a recently repaved parking area, providing convenient parking for residents, guests, customers, or employees depending upon the property's future use. Well for irrigation that saving money. Live here. Work here. Rent it. Invest in it. Explore expansion possibilities. With its C-1 zoning, prominent corner location, two existing living units, extensive improvements, generous parking, and reported history of approval for an additional structure, it Make this a distinctive DeLand property offering character, versatility, income potential, and possibilities that are increasingly difficult to find. Move-in ready and beautifully maintained—bring your vision and discover what 903 E New York Avenue can become.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,024

Sqft

0.49 ac

Lot size

1939

Year built

Two

Levels

$271

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorStone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesSouth
ParkingDriveway · Open · Oversized
ExteriorIrrigation System

Community & fees

Taxes (2025)$3,525/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,922 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,226
FHA mortgage insurance (est.)$242
Property tax — 2025 actual bill$294
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,180Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,180
Interest rate6.00%
Loan term

Estimated payment

$3,922/mo

Principal & interest$3,226
FHA mortgage insurance (est.)$242
Property taxes (actual bill)$294
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Deland actives

$271 vs $206

Days on market

17 vs 42 typical

Where $271/sqft sits among the 400 Deland actives

82
103
81
61
37 · this home
36
$150–176$176–202$202–227$227–253$253–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Drive times from this address

Downtown Orlando45 min
Universal Orlando57 min
Orlando Int’l Airport (MCO)64 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

ElementaryGeorge W. Marks Elementary School★★★★★
HighDeland High School★★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

237 of 400

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $548,000 · 17 days on market since
1939Built · DANIELS

Reality check

What actually sold near 903 E NEW YORK AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

141 N MCDONALD AVENUESold · Jan ’26

$269,000

141 N MCDONALD AVENUE · same community

3 bd · 1.5 ba · 1,391 sqft · $193/sqft · 77 DOM

656 CARYA COURTSold · May ’26

$375,000

656 CARYA COURT

4 bd · 2 ba · 2,012 sqft · $186/sqft · 6 DOM

427 E CHURCH STREETSold · Sep ’25

$470,000

427 E CHURCH STREET

4 bd · 3.5 ba · 2,004 sqft · $235/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 903 E NEW YORK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 903 E NEW YORK AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

903 E NEW YORK AVENUE FAQs

What would the monthly payment be for 903 E NEW YORK AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 903 E NEW YORK AVENUE?+

The most recent tax bill on record (2025) was $3,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deland?+

At $548,000, this home is listed about 42% above the Deland median of $386,490. The market section on this page shows how the area is trending.

Which schools are assigned to 903 E NEW YORK AVENUE?+

George W. Marks Elementary School (elementary), Deland High School (high), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATSON REALTY CORP · Becky Singleton. MLS #V4951083.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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