
114 OVERTON GARDENS LANE, DELAND, FL, 32724
Active32 days on marketListed Sep 10, 2026MLS #V4951154
About this home
114 OVERTON GARDENS LANE
Meticulous matters and so do the details! This beautiful 3 Bedroom, 2 bath “Dartmouth” floor plan proves it! Located in the highly desirable 55+ gated community of Victoria Gardens, this home offers a warm and welcoming atmosphere with upgrades throughout and the very best of Florida lifestyle living. From the moment you enter the foyer, you will appreciate the spacious and well-designed floor plan. The formal dining room is conveniently located to the left, while the inviting den features double French doors, built-in bookcases, and crown molding, an ideal space for a home office, library, or quiet retreat. The heart of the home is the kitchen and family room. The kitchen features an extended wall of 42-inch cabinetry, a built-in desk, wine rack, under and above cabinet lighting, pull-out shelving, solid-surface countertops, and pendant lighting over the breakfast bar. Crown molding extends throughout much of the home, adding an elegant finishing touch. The spacious family room is designed for both everyday living and entertaining, offering surround sound, ceiling fans, an electric floor outlet, and a dramatic 12-foot sliding glass door that opens to the beautiful brick-paver patio. All three bedrooms feature tinted double-pane Pella windows for added comfort and efficiency. The primary suite offers a relaxing retreat with a spacious bathroom featuring dual vanity sinks, a private toilet closet, and his-and-her walk-in closets. Step outside and discover your own private oasis. The impressive 30’ x 19’ screened and enclosed covered patio features brick pavers and overlooks a beautifully manicured rear yard with mature hedges providing privacy—perfect for morning coffee, entertaining, or simply enjoying the Florida sunshine. Additional features include engineered hardwood floors, plantation shutters throughout, two solar tubes added to the living room to bring in an abundance of natural light, central vacuum, a water softener system, and pull-down attic stairs leading to a plywood-floored attic for convenient additional storage. expanded brick paver driveway. Natural gas community. ROOF 2022, HVAC 2018, WATER HEATER 2018 Residents of Victoria Gardens enjoy access to their own private clubhouse, resort-style pool, patio, and hot tub area. The association fees include lawn care, cable TV, internet, irrigation, and access to the community’s exceptional amenities, including clay tennis courts and pickleball.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,238
Sqft
0.15 ac
Lot size
2
Garage
2002
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,761 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,761/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Deland actives
$190 vs $206
Days on market
32 vs 56 typical
Where $190/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
242 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 OVERTON GARDENS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
317 BELLINGRATH TERRACE · same community
3 bd · 2 ba · 2,240 sqft · $158/sqft · 31 DOM
Sold · Sep ’26$325,000
401 HERON POINT WAY · same community
2 bd · 2 ba · 1,689 sqft · $192/sqft · 63 DOM
Sold · Sep ’26$265,000
307 HERON POINT WAY · same community
2 bd · 2 ba · 1,547 sqft · $171/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 114 OVERTON GARDENS LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 OVERTON GARDENS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 OVERTON GARDENS LANE FAQs
What would the monthly payment be for 114 OVERTON GARDENS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,761/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 114 OVERTON GARDENS LANE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 114 OVERTON GARDENS LANE?+
The most recent tax bill on record (2025) was $4,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 114 OVERTON GARDENS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $425,000, this home is listed about 13% above the Deland median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 114 OVERTON GARDENS LANE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 33% above the DELAND 32724 median — but at 2,238 sqft it's also 21% larger than the typical Deland listing.
02Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $435,000, now $425,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LANE REALTY SERVICES, LLC · Pam Dean. MLS #V4951154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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