3481 FOREST RIDGE LANE, KISSIMMEE, FL, 34741
Active32 days on marketListed Sep 8, 2026MLS #V4951172
About this home
3481 FOREST RIDGE LANE
Welcome to this spacious 4-bedroom, 2.5-bath home offering 3,119 square feet in one of Kissimmee's most desirable gated communities near The Loop. Designed with both comfort and functionality in mind, this home features a private screened chlorine pool, perfect for relaxing or entertaining, with a pool pump replaced just four weeks ago. Major updates include a 2016 roof, two new HVAC systems installed in 2024, and brand-new luxury vinyl plank flooring upstairs in 2026. The generous floor plan provides plenty of space for a growing family, while the low HOA and community amenities--including walking paths and a community center-- an exceptional lifestyle. Conveniently located near shopping, dining, entertainment, major highways, and attractions, this home combines privacy, space, and an unbeatable location.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,119
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,963 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,963/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$181 vs $204
Days on market
32 vs 89 typical
Where $181/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
212 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the Kissimmee median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3481 FOREST RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$557,500
3463 FOREST RIDGE LANE · same community
4 bd · 3.5 ba · 3,807 sqft · $146/sqft · 78 DOM
Sold · Sep ’26$449,000
3476 FOREST RIDGE LANE · same community
4 bd · 2 ba · 2,395 sqft · $187/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3481 FOREST RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3481 FOREST RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3481 FOREST RIDGE LANE FAQs
What would the monthly payment be for 3481 FOREST RIDGE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,963/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3481 FOREST RIDGE LANE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3481 FOREST RIDGE LANE?+
The most recent tax bill on record (2025) was $5,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3481 FOREST RIDGE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $565,000, this home is listed about 51% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 51% above the Kissimmee median — but at 3,119 sqft it's also 72% larger than the typical Kissimmee listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $585,000, now $565,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER COAST REALTY · "Rob" Kellar, III. MLS #V4951172.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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