3096 BLUE BONNET LANE, OSTEEN, FL, 32764
Active4 days on marketListed Sep 16, 2026MLS #V4951291
About this home
3096 BLUE BONNET LANE
Welcome to this spacious 2023-built, 4-bedroom, 2.5-bath home offering 2,568 square feet of living space in Vineland Reserve! This newer construction, concrete block home combines modern finishes, an open-concept floor plan, generous living spaces, and a 2-car garage, making it an excellent option for buyers looking for room to spread out in the Osteen/Deltona area. Step inside to a bright and inviting main level featuring durable tile flooring, recessed lighting, and an open layout designed for comfortable everyday living and entertaining. The modern kitchen opens directly to the main living and dining areas and features white cabinetry, stainless steel appliances, abundant counter space, a large center island with breakfast bar seating, and a walk-in pantry. Sliding glass doors provide easy access to the backyard and bring plenty of natural light into the living space. A convenient half bath completes the first floor. Upstairs, you'll find an impressively spacious loft/flex area that adds valuable additional living space and can easily serve as a second family room, media area, playroom, home office, or game room. The generously sized primary suite offers plenty of room to unwind along with a large walk-in closet and private ensuite bath featuring dual sinks and a walk-in shower. Three additional bedrooms provide flexibility for family, guests, work-from-home space, or hobbies, while an additional full bathroom and upstairs laundry room add everyday convenience. Outside, enjoy a covered front porch, rear patio, and backyard with room to create your own outdoor living space. The attached 2-car garage provides additional parking and storage. With its 2023 construction, concrete block exterior, 4-bedroom layout, oversized upstairs loft, open-concept kitchen and living area, and more than 2,500 square feet of living space, this move-in-ready Vineland Reserve home delivers the space and modern design today's buyers are searching for. Conveniently located in Osteen with access to Deltona, Sanford, Lake Monroe, shopping, dining, schools, parks, and major roadways, this home offers a great combination of newer construction and Central Florida convenience. Schedule your private showing and see everything this spacious 4-bedroom Vineland Reserve home has to offer!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,568
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,506 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,506/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs Osteen actives
$164 vs $233
Days on market
4 vs 90 typical
Where $164/sqft sits among the 36 Osteen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osteen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osteen. See the full Osteen guide →
OSTEEN 32764 — neighborhood snapshot
Population
2,744
Median age
54.9
Median income
$84,242
Median home value
$328,200
Avg household
2.33
Households w/ children
257
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osteen market
$291K → $313K
Osteen median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
22 of 36
Osteen actives have cut their price
Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the OSTEEN 32764 median. See the full Osteen market guide →
Paper trail
This home's history
Reality check
What actually sold near 3096 BLUE BONNET LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$374,000
1000 PEACH CREEK DRIVE · same community
4 bd · 3 ba · 2,211 sqft · $169/sqft · 162 DOM
Sold · Jul ’26$367,000
1018 PEACH CREEK DRIVE · same community
4 bd · 2 ba · 1,950 sqft · $188/sqft · 49 DOM
Sold · May ’26$430,000
290 SHADYDALE COURT
5 bd · 3 ba · 2,608 sqft · $165/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3096 BLUE BONNET LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3096 BLUE BONNET LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3096 BLUE BONNET LANE FAQs
What would the monthly payment be for 3096 BLUE BONNET LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,506/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3096 BLUE BONNET LANE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3096 BLUE BONNET LANE?+
The most recent tax bill on record (2025) was $6,930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3096 BLUE BONNET LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osteen?+
At $420,000, this home is listed about 32% above the Osteen median of $317,490. The market section on this page shows how the area is trending.
Which schools are assigned to 3096 BLUE BONNET LANE?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Neeza Gomez. MLS #V4951291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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