CENTURY 21 Edge
$499,9003 bd2 ba2,056 sqft$243 /sqft≈$3,412 /mo all-in ↓

1395 KETTLEDRUM TRAIL, ENTERPRISE, FL, 32725

Active5 days on marketListed Oct 7, 2026MLS #V4951634

WaterfrontSingle Family ResidenceSTONE ISLAND ESTATES UNIT 04 & 06

About this home

1395 KETTLEDRUM TRAIL

STONE ISLAND CANALFRONT with ALL THE WATERFRONT AMENITIES -SEAWALL! BOATHOUSE! A+ VIEWS! 3 CAR GARAGE! Custom built and beautifully renovated this brick home has Stunning large tile floors throughout this OPEN FLOORPLAN with the NEW KITCHEN open to the GREAT room with floor to ceiling fireplace, high ceilings and wall of 8' tall sliders leading to lanai and boathouse. The BIG, 396 SF, 33' paver lanai with T&G wood ceiling is a perfect waterfront living room! The main bedroom has a 13' closet and new glam bath and opens to the lanai. The two guest bedrooms and bath are new and lovely. The laundry room is 13x9, big enough to hold your extra refrigerator. The 3 CAR GARAGE, 33x22- large enough for your toys and big trucks with backup extension! Outside you have paver walkways leading to the dock and lanai-very nice and across the canal is Bird Island so the views are extra special! ROOF 2018, GENERATOR 2018, NEW WINDOWS 2020. Stone Island is a golf cart community with pickleball & tennis courts, horse stables, a community boat ramp directly on Lake Monroe, acres of parks, a lakefront pavilion, playground, and firepit. Walk or cycle to the Spring to Spring Trail & hop on your bike to the SunRail train station, or pedal all the way to the beach. This is a rare and remarkable way to live — This is not just a home — it is a lifestyle. Only 5 miles from I-4 exit 108 the drive along Lake Monroe under the giant oaks is serene -hard to believe that hospitals and shopping (Lowes, Home depot, Target) & restaurants (Olive Garden, Texas RoadHouse etc ) are less than 15 minutes away. Orlando Airport is 50 minutes and Sanford airport 20 minutes away. This is a perfect location! EVERYONE LOVES STONE ISLAND

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,056

Sqft

0.32 ac

Lot size

3

Garage

1988

Year built

One

Levels

$243

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringConcrete · Tile · Hardwood
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame (FSC Certified)
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingGarage Faces Side · Ground Level · Oversized
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$55/mo
Taxes (2025)$393/yr
PetsYes
CommunityCommunity Boat Ramp · Lake · River · Water Access · Waterfront · Golf Carts OK · Stable(s) · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Propane
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,412 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$33
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,412/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$33
HOA / condo fee$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$350KedgeAI estimate $377,147 · range $364K–$402K$520K

vs edgeAI estimate

+32.5%

Days on market

5 vs 4 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Enterprise

Drive times from this address

Downtown Orlando≈ 45 min
Universal Orlando≈ 57 min
Orlando Int’l Airport (MCO)≈ 64 min
Walt Disney World≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Enterprise. See the full Enterprise guide →

ENTERPRISE 32725 — neighborhood snapshot

Population

51,668

Median age

39.5

Median income

$70,801

Median home value

$255,700

Avg household

2.78

Households w/ children

6,283

For the school run

Volusia County School District

ElementaryOsteen Elementary School★★★★★
MiddleHeritage Middle School★★★★★
HighPine Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Enterprise market

Seller’s marketLeans seller — 3.0 months of inventoryBuyer’s market

$560K → $740K

Enterprise median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, Enterprise, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the ENTERPRISE 32725 median. See the full Enterprise market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $499,900 · 5 days on market since
1988Built · STONE ISLAND ESTATES UNIT 04 & 06

Reality check

What actually sold near 1395 KETTLEDRUM TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1395 KETTLEDRUM TRAILSold · Apr ’26

$245,000

1395 KETTLEDRUM TRAIL · same community

3 bd · 2 ba · 2,056 sqft · $119/sqft · 5 DOM

1440 ARROWHEAD TRAILSold · Jan ’26

$285,000

1440 ARROWHEAD TRAIL · same community

3 bd · 2 ba · 2,035 sqft · $140/sqft · 111 DOM

1475 WARRIOR TRAILSold · May ’26

$1,025,000

1475 WARRIOR TRAIL · same community

4 bd · 3 ba · 3,074 sqft · $333/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1395 KETTLEDRUM TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1395 KETTLEDRUM TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1395 KETTLEDRUM TRAIL FAQs

What would the monthly payment be for 1395 KETTLEDRUM TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,412/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1395 KETTLEDRUM TRAIL?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1395 KETTLEDRUM TRAIL?+

The most recent tax bill on record (2025) was $393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1395 KETTLEDRUM TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Enterprise?+

At $499,900, this home is priced right at the Enterprise median.

Which schools are assigned to 1395 KETTLEDRUM TRAIL?+

Osteen Elementary School (elementary), Heritage Middle School (middle), Pine Ridge High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 72% above the ENTERPRISE 32725 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Enterprise market that averages 4 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Carolyn Evans. MLS #V4951634.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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