CENTURY 21 Edge
$1,200,0003 bd3 ba3,000 sqft$400 /sqft≈$7,849 /mo all-in ↓

108 CONIFER LANE, ORMOND BEACH, FL, 32174

Active0 days on marketListed Oct 13, 2026MLS #V4951761

Private poolSingle Family ResidencePLANTATION PINES UNFEE SUB 246

About this home

108 CONIFER LANE

This 3000 square foot sprawling Luxury home is a must-see at 108 Conifer Lane, Ormond Beach, Florida. Modern flair on almost four acres, it boasts a heated saltwater pool, 36x36 oversized garage, perfect for all your toys, vaulted ceilings, huge windows, a peaceful pond out front, a massive lanai patio--entertainer's delight. The massive kitchen shines with granite counters, top-tier appliances, a huge island and huge walk-in pantry, while a grand stone fireplace warms the open space. This home is sure to wow you the minute you walk in the door.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,000

Sqft

3.7 ac

Lot size

3

Garage

2024

Year built

One

Levels

$400

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Gas Cooktop · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Sink · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionMetal Siding · Stone
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$9,172/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,849 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$764
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,849/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$764
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Ormond Beach market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$407K → $395K

Ormond Beach median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the Ormond Beach median. See the full Ormond Beach market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $1,200,000 · 0 days on market since
2024Built · PLANTATION PINES UNFEE SUB 246

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 CONIFER LANE — start here.

CallText
learning-events@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 CONIFER LANE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

108 CONIFER LANE FAQs

What would the monthly payment be for 108 CONIFER LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,849/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 108 CONIFER LANE?+

The most recent tax bill on record (2025) was $9,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $1,200,000, this home is listed about 200% above the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,200,000 runs 200% above the Ormond Beach median — but at 3,000 sqft it's also 72% larger than the typical Ormond Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Ormond Beach market that averages 79 — if it fits, move quickly.

Listing courtesy of RE/MAX SIGNATURE · Rola Michael. MLS #V4951761.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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