381 LADOGA DRIVE, COCOA, FL, 32927
Active0 days on marketListed Oct 13, 2026MLS #V4951780
About this home
381 LADOGA DRIVE
Virtually Staged. Welcome home to 381 Ladoga Dr, Cocoa, FL 32927, a modern single-story residence built in 2025 in the desirable Watermark community. Offering over 2,100 square feet of thoughtfully designed living space with 3 spacious bedrooms and 2 full bathrooms, this home combines exterior charm with everyday comfort. The exterior welcomes you with tailored trim accents, a lawn, and an upgraded brick-paver driveway leading to a spacious two-car garage. Step through the entry into a bright foyer equipped with modern smart home features, setting the tone for the quality and convenience found throughout. Inside, the expansive open-concept floor plan creates an inviting haven for family living and entertaining. Crisp interior walls, custom lighting accents, and light flooring flow seamlessly through the main living, dining, and kitchen spaces. Natural light pours in through large windows and sliding glass doors that open to the outdoor patio. At the heart of the home is a chef-inspired kitchen featuring streamlined cabinetry, quartz counter space, and a large center island with a built-in double stainless-steel sink and pendant lighting—perfect for meal prep or casual family breakfast times. The kitchen comes fully equipped with modern stainless-steel appliances, including a built-in microwave, electric range, and a spacious french-door refrigerator. As you explore further, you’ll find the home's 3 bedrooms, each designed with comfort and privacy in mind. Every bedroom features soft carpeting, fresh interior finishes, ample natural light, and spacious closets. The primary suite is highlighted by an en-suite bathroom showcasing a dual-sink vanity with extensive drawer storage, bright vanity lighting, and a walk-in tile shower with a rain-shower head and handheld sprayer. The home also includes a dedicated indoor laundry room complete with full-size washer and dryer units and built-in wire shelving for added convenience. Step outside into your private sanctuary, featuring a screened-in back porch ideal for relaxing evenings, outdoor dining, or watching kids and pets play. Situated on a prime lot with serene water views just beyond the rear fence line, this property offers privacy with no rear neighbors. Additional highlights include a whole-home water filtration and softening system, ensuring efficiency and comfort inside and out. Conveniently located just minutes from local shopping, dining, entertainment, and everyday essentials, this prime Cocoa location puts everything your family needs right at your fingertips. Enjoy quick access to major thoroughfares for effortless commuting, along with easy proximity to historic Cocoa Village, local parks, top-rated Space Coast attractions, and nearby beaches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,154
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,570/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Cocoa actives
$167 vs $203
Days on market
0 vs 81 typical
Where $167/sqft sits among the 71 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
COCOA 32927 — neighborhood snapshot
Population
28,493
Median age
44.9
Median income
$81,969
Median home value
$261,800
Avg household
2.61
Households w/ children
2,409
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$298K → $295K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
31 of 71
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the COCOA 32927 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 381 LADOGA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$349,000
613 ROCKAWAY LANE
4 bd · 2.5 ba · 2,160 sqft · $162/sqft · 101 DOM
Sold · Apr ’26$349,540
643 ROCKAWAY LANE
4 bd · 2.5 ba · 2,160 sqft · $162/sqft · 88 DOM
Sold · Dec ’25$370,000
693 ROCKAWAY LANE
4 bd · 2.5 ba · 2,160 sqft · $171/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 381 LADOGA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 381 LADOGA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
381 LADOGA DRIVE FAQs
What would the monthly payment be for 381 LADOGA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 381 LADOGA DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 381 LADOGA DRIVE?+
The most recent tax bill on record (2025) was $680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 381 LADOGA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $360,000, this home is listed about 24% above the Cocoa median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 381 LADOGA DRIVE?+
Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 20% above the COCOA 32927 median — but at 2,154 sqft it's also 61% larger than the typical Cocoa listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Cocoa market that averages 81 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Daniel Lennon. MLS #V4951780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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