
197 LIDO DRIVE, ST PETE BEACH, FL, 33706
Active375 days on marketListed Oct 2, 2025MLS #W7879506
About this home
197 LIDO DRIVE
New price and an exceptional opportunity in one of St. Pete Beach's most desirable neighborhoods. Welcome to 197 Lido Drive, an extensively renovated coastal home offering the rare combination of location, condition and true move-in-ready convenience. Just a short walk to the Gulf of Mexico, this 2 bedroom, 2 bath plus another room that can be another bedroom or office home has been thoughtfully updated from top to bottom so the next owner can simply move in and enjoy the beach lifestyle. The longtime owner has completed extensive improvements throughout the home, including a new roof in 2024, newer air conditioning, updated plumbing and electrical, impact-rated windows with a transferable lifetime warranty, renovated kitchen and bathrooms, new flooring, fresh interior and exterior paint, updated lighting, doors, hardware and more. The bright coastal kitchen features quartz countertops, solid wood cabinetry and upgraded appliances, with an open connection to the main living and dining spaces. Wood-look tile runs throughout the home, creating a clean and cohesive feel while also offering the durability that works so well for beach living. Both bathrooms have been completely updated with quartz countertops, new tile, fixtures and finishes. The enclosed Florida room with Easy Breeze windows provides an additional comfortable space for morning coffee, reading or relaxing after a day at the beach. Outside, the fully fenced backyard offers a private patio and pergola surrounded by low-maintenance xeriscape landscaping, creating an inviting setting for entertaining or enjoying Florida evenings. A one-car garage and circular driveway provide convenient parking and additional storage for bikes, beach gear and everyday needs. The location is what makes this home especially appealing. Walk to the beach, bike to local restaurants and marinas, enjoy days along the Gulf and end the evening with a St. Pete Beach sunset. With no HOA and the ability to rent for periods of one month or longer, the property offers flexibility as a primary residence, second home or investment. Buyers may also have the opportunity to assume the owner's existing flood insurance policy, subject to applicable requirements, which could provide additional long-term value. With the major improvements already completed and a newly adjusted price, 197 Lido Drive deserves a fresh look. Come see how easy beach living can be when the work has already been done. For more information visit bit.ly/197LidoDr
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,474
Sqft
0.14 ac
Lot size
1
Garage
1956
Year built
One
Levels
$426
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,105 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,105/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs St Pete Beach actives
$426 vs $483
Days on market
375 vs 96 typical
Where $426/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
81 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 197 LIDO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$400,000
186 45TH AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $275/sqft · 75 DOM
Sold · Aug ’26$381,000
158 LIDO DRIVE · same community
3 bd · 2 ba · 1,382 sqft · $276/sqft · 9 DOM
Sold · Nov ’25$380,000
195 45TH AVENUE · same community
2 bd · 2 ba · 1,339 sqft · $284/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 197 LIDO DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 197 LIDO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
197 LIDO DRIVE FAQs
What would the monthly payment be for 197 LIDO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 197 LIDO DRIVE?+
The most recent tax bill on record (2024) was $3,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 197 LIDO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $628,000, this home is listed about 16% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 197 LIDO DRIVE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$628,000 runs 37% above the ST PETE BEACH 33706 median — but at 1,474 sqft it's also 17% larger than the typical St Pete Beach listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
375 days on market against a St Pete Beach median of 96 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $699,000, now $628,000 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROCKS REALTY · Annie Rocks, PA. MLS #W7879506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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