6345 LOST TRAIL, HOLIDAY, FL, 34690
Active249 days on marketListed Nov 26, 2025MLS #W7881056
About this home
6345 LOST TRAIL
WELCOME TO THE MOST UNIQUE PROPERTY IN PASCO COUNTY at 6345 Lost Trail, Holiday, FL. This AMAZING .76 acre property is a HIDDEN GEM with virtually untouched, PRIME WATERFRONT of about 880 feet of ANCLOTE RIVER. Get away from the hustle & bustle & come EXPLORE the properties offered for sale the first time in decades at LOST TRAIL. The pictures of this RIVER landscape do not do justice as this land is simply indescribable. Some of the countless TROPICAL plants include a pair of MAJESTIC royal palms, bromeliads, bamboo & banana. The 2-story block & wood frame home features 5 bedrooms, 2 bathrooms & a MASSIVE garage of 36'x24'. The 864 sqft garage can be easily converted to an in-law suite/separate apartment. The laundry hookups are in the garage & there is a back door exit. You'll LOVE the design of the etched front door & the A-frame covered front porch with wood deck landing. The kitchen, living room, dining room, primary bedroom & bathroom are all found on the 1st level. There is a utility closet & a hall closet with a water heater (manufacture date 4/2019) on the first level too. The second level features 4 SPACIOUS bedrooms each with a ceiling fan & a built-in closet. One of these bedrooms has glass sliders to a wooden deck/balcony overlooking the river. The full bathroom consists of a tub/shower combo & a linen closet with an additional coat closet in the loft/landing. The sweet seller used to host outdoor parties & guests would DIVE into the river as some areas of the river are 20-30ft deep! Manatees, otters, plentiful fish, deer, turkey & even a bobcat call this area home. The property features a wooden dock at the water, a BOAT LAUNCH (currently overgrown), rock steps to the river & a GIGANTIC concrete pad for parking of all your vehicles like cars, work trucks, boats, kayaks, jet skis, RV. Roof is 5/2004. The adjacent parcel of 50.5 acres to the north is owned by Copperspring CDD so it is going to stay as undeveloped land adding to the privacy of the LUCKY NEW OWNER. Are you a buyer with a vision for the potential of this GREAT OPPORTUNITY? This property lies on the Anclote River which meanders eventually to the Gulf of Mexico!! Combine it with adjacent 1-acre property at 6331 Lost Trail to expand your private residence. MAKE THIS YOUR FUTURE HOME!
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
1,920
Sqft
0.76 ac
Lot size
3
Garage
1974
Year built
Two
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,131 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,131/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−59.4%
$/sqft vs N/A
$143 vs $286
Days on market
249 vs 37 typical
Where $143/sqft sits among the 246 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34690 — neighborhood snapshot
Population
12,447
Median age
44.9
Median income
$46,167
Median home value
$152,200
Avg household
2.25
Households w/ children
931
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
110 of 246
N/A have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the HOLIDAY 34690 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 6345 LOST TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Sold · Dec ’25$485,000
29655 SE 152ND (RAVENSWOOD) PLACE · same community
3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 6345 LOST TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6345 LOST TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6345 LOST TRAIL FAQs
What would the monthly payment be for 6345 LOST TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,131/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6345 LOST TRAIL?+
The most recent tax bill on record (2024) was $2,763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6345 LOST TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $275,000, this home is listed about 12% above the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6345 LOST TRAIL?+
Sunray Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$275,000 runs 38% above the HOLIDAY 34690 median — but at 1,920 sqft it's also 54% larger than the typical Holiday listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
249 days on market against a Holiday median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $425,000, now $275,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY · Janina Wozniak. MLS #W7881056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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