3606 RIVER GROVE DRIVE, TAMPA, FL, 33610
Active190 days on marketListed Feb 3, 2026MLS #W7882573
About this home
3606 RIVER GROVE DRIVE
RARE OPPORTUNITY — 100 feet of Hillsborough River waterfront NOT located in a flood zone (see FEMA maps). This 3-bedroom, 2-bath Tampa home sits along a wide, scenic stretch of the river and offers a large, impressive backyard with beautiful water views a fire pit and true river frontage—a rare find this close to a city. The home features an updated kitchen with stainless steel appliances, ceiling fans, window blinds, and a primary suite with walk-in closet and full bath. Two-car garage plus large driveway. UNFURNISHED. Some photos may include staging. Conveniently located near Busch Gardens, Adventure Island, dining, medical facilities, and more. Be sure to review the photos and two virtual tours for a full look at this exceptional riverfront property. New roof in 2023. Sold by a real estate investment company. All offers should be net to the seller. Buyer to sign seller's standard investor addendum. VA, FHA, Conventional, Cash, Owner will assist with closing costs. Owner will contribute to buy down interest rate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,667
Sqft
0.36 ac
Lot size
2
Garage
1958
Year built
One
Levels
$582
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,218 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,218/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+200.5%
$/sqft vs Tampa actives
$582 vs $299
Days on market
190 vs 44 typical
Where $582/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
210 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 201% above the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3606 RIVER GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$377,000
3008 E ELM STREET · same community
3 bd · 2 ba · 1,495 sqft · $252/sqft · 91 DOM
Sold · Sep ’25$319,588
3101 E ELM STREET · same community
4 bd · 3 ba · 2,096 sqft · $152/sqft · 12 DOM
Sold · Aug ’25$420,000
4104 E COMANCHE AVENUE
4 bd · 2 ba · 1,677 sqft · $250/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3606 RIVER GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3606 RIVER GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3606 RIVER GROVE DRIVE FAQs
What would the monthly payment be for 3606 RIVER GROVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3606 RIVER GROVE DRIVE?+
The most recent tax bill on record (2024) was $5,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3606 RIVER GROVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $970,000, this home is listed about 116% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3606 RIVER GROVE DRIVE?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$970,000 runs 201% above the TAMPA 33610 median.
02Time on market is leverage
190 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,000,000, now $970,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REAL ESTATE PARTNERS · Randal Jenkins. MLS #W7882573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 3606 RIVER GROVE DRIVE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →