STATE RD 98, DADE CITY, FL, 33525
Active121 days on marketListed Mar 31, 2026MLS #W7884326
About this home
STATE RD 98
“POSITION FOR GROWTH", this 1.44-acre commercial parcel offers standout visibility on Highway 98 in Dade City. With flexible, commercial-oriented development potential in a designated growth corridor, it’s ideal for small- to mid-scale retail, professional/medical office, or service-based businesses. The site enjoys direct access to downtown Dade City in minutes and a newly constructed roundabout connecting to the Hwy 98 Bypass, simplifying access for customers and employees. Don’t miss this rare opportunity.
Facts & features
The home at a glance
1.44 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Shadowlawn
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
Shadowlawn — neighborhood snapshot
Population
354
Median age
37
Median income
$38,195
Median home value
$215,562
Avg household
3
Households w/ children
51%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near STATE RD 98
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$59,000
38130 MCDONALD STREET UNIT 40
1 bd · 1 ba · 432 sqft · $137/sqft · 89 DOM
Sold · Jul ’26$150,000
37139 GRASSY HILL LANE
2 bd · 2 ba · 1,212 sqft · $124/sqft · 19 DOM
Sold · Jan ’26$169,900
37215 GRASSY HILL LANE
3 bd · 2 ba · 1,212 sqft · $140/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about STATE RD 98 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for STATE RD 98 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
STATE RD 98 FAQs
What would the monthly payment be for STATE RD 98?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,128/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on STATE RD 98?+
The most recent tax bill on record (2025) was $9,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $345,000, this home is listed about 12% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to STATE RD 98?+
Pasco Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DADE CITY 33525 market on paper
$345,000 is 9% below the DADE CITY 33525 median of $377,490.
02Time on market is leverage
121 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $395,000, now $345,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · STEVE DeMatos. MLS #W7884326.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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