4069 GULFVIEW DRIVE, HERNANDO BEACH, FL, 34607
Active159 days on marketListed Apr 14, 2026MLS #W7884796
About this home
4069 GULFVIEW DRIVE
HERNANDO BEACH LIVING WITHOUT THE WATERFRONT PRICE TAG! Enjoy the coastal lifestyle from this Hernando Beach home located just minutes from the water, Gulf access points, marinas, boating, fishing, kayaking, and local waterfront dining. For buyers who want to be close to everything Hernando Beach has to offer without the higher purchase price associated with direct waterfront property, this home provides an opportunity worth seeing. A significant improvement has already been completed with a NEW ROOF IN 2025. The property also has an EXISTING FLOOD INSURANCE POLICY THAT IS TRANSFERABLE TO THE NEW OWNER, an important benefit for buyers considering a home in a coastal area. Buyer should independently verify the applicable premium, coverage, policy terms, and transfer requirements. Inside, the home offers a functional floor plan with comfortable living spaces and abundant natural light. The kitchen features ample cabinetry and workspace and connects conveniently to the main living and dining areas, creating an easy layout for everyday living and entertaining. The primary bedroom provides a dedicated retreat, while the additional bedrooms offer flexibility for family, guests, a home office, hobby space, or other needs. The location puts you close to the lifestyle that makes Hernando Beach unique. Spend your free time boating, fishing, kayaking, visiting nearby marinas and restaurants, exploring Florida's Nature Coast, or heading out toward the Gulf. Whether you're looking for a primary residence, Florida getaway, second home, or property with flexible future-use potential, this home combines location, major recent roof improvement, and proximity to the water at a price point below comparable direct-waterfront opportunities. 2025 ROOF • TRANSFERABLE FLOOD INSURANCE • HERNANDO BEACH • MINUTES FROM THE WATER • NEAR BOATING, FISHING & MARINAS • CLOSE TO WATERFRONT DINING • FLORIDA NATURE COAST LIFESTYLE Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC as part of an acceptable transaction structure, provided all cryptocurrency is converted to U.S. Dollars as required for closing and the transaction complies with applicable title, escrow, lender, brokerage, and closing requirements. Cryptocurrency acceptance is subject to mutually acceptable contract terms. All measurements, distances, property information, insurance information, and other material facts should be independently verified by buyer and buyer's agent.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,330
Sqft
0.16 ac
Lot size
1
Garage
1978
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,160 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,160/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs GULF COAST RET
$338 vs $401
Days on market
159 vs 41 typical
Where $338/sqft sits among the 16 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 16
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4069 GULFVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$505,000
4263 TAHITI DRIVE · same community
2 bd · 2 ba · 1,350 sqft · $374/sqft · 74 DOM
Sold · Jul ’26$219,000
4519 FLOUNDER DRIVE · same community
3 bd · 2 ba · 1,294 sqft · $169/sqft · 1 DOM
Sold · Mar ’26$540,000
4071 ORIENT DRIVE · same community
3 bd · 2 ba · 1,260 sqft · $429/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4069 GULFVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4069 GULFVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4069 GULFVIEW DRIVE FAQs
What would the monthly payment be for 4069 GULFVIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,160/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4069 GULFVIEW DRIVE?+
The most recent tax bill on record (2025) was $1,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $450,000, this home is listed about 9% below the Hernando Beach median of $495,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4069 GULFVIEW DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 33% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
159 days on market against a Hernando Beach median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $450,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY · Thomas Dishman. MLS #W7884796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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