3347 OLEANDER DRIVE, HERNANDO BEACH, FL, 34607
Active143 days on marketListed May 23, 2026MLS #W7885836
About this home
3347 OLEANDER DRIVE
TURNKEY WATERFRONT LIVING IN HERNANDO BEACH WITH WESTERN SUNSET VIEWS, 73 FEET OF WATERFRONT & ROOM FOR A POOL! If you've been waiting for an opportunity to own a furnished waterfront home in Hernando Beach, this one deserves a closer look. Located on a spacious 7,300 Sq. Ft. waterfront lot with western rear exposure, this home offers beautiful sunset views, a waterfront dock, Gulf access through the nearby community boat lift & the laid-back coastal lifestyle Hernando Beach is known for. Sold completely TURNKEY with furniture, furnishings, décor, kitchenware, bedding & more, you can simply bring your clothes & start enjoying Florida living. Inside, the open floor plan features vinyl flooring, crown molding & a charming bay window in the Living Room. The remodeled coastal Kitchen offers quartz countertops, two-tone cabinetry, breakfast bar, built-in pantry, under-mount sink & a window overlooking the waterfront, while the wood-plank ceiling & built-in hutch add warmth & character. The Primary Bedroom features a plank accent wall, grasscloth wallpaper, walk-in closet, large additional closet, adjustable king-size bed, mounted TV & an updated private Bathroom with a beautifully tiled walk-in shower featuring built-in tiled shelves. Bedroom 2 offers its own walk-in closet & direct access to the Guest Bathroom. The enclosed upper Florida Room is the perfect place for morning coffee, afternoon relaxation or an evening glass of wine while watching the sunset over the water. The lower level offers an additional 33' x 12' Florida Room, providing flexible space for entertaining, a game room, hobby area, home office or additional dining space. The washer, dryer & water heater are conveniently located on this level. The 2 Car Garage includes workshop space with room for tools, storage, kayaks, fishing gear & waterfront toys. Outside, enjoy pavered front & rear areas, mature palm trees, a white vinyl-fenced backyard, waterfront dock with swimming ladder & plenty of room to create your own outdoor oasis or future pool. Recent updates include a 2019 HVAC, 2020 water heater, 2020 appliances, flat roof sealed in 2024, vinyl flooring, remodeled coastal Kitchen & updated Bathrooms. Prior 4-point & wind mitigation inspections have been completed, with reports available for review. Enjoy boating, fishing, kayaking, scalloping, nature trails, wildlife, waterfront restaurants, golf cart rides & Gulf access through the nearby community boat lift. Whether you're looking for a full-time residence, seasonal getaway, weekend retreat or investment property, this furnished waterfront home offers an exciting opportunity to enjoy everything Hernando Beach has to offer.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,092
Sqft
0.17 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs HERNANDO BEACH
$375 vs $347
Days on market
143 vs 71 typical
Where $375/sqft sits among the 32 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
16 of 32
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3347 OLEANDER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$500,000
4208 DES PREZ COURT · same community
2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM
Sold · Feb ’26$495,000
3363 POINSETTIA DRIVE · same community
3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3347 OLEANDER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3347 OLEANDER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3347 OLEANDER DRIVE FAQs
What would the monthly payment be for 3347 OLEANDER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3347 OLEANDER DRIVE?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $410,000, this home is listed about 18% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3347 OLEANDER DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$410,000 runs 21% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
143 days on market against a Hernando Beach median of 71 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $479,900, now $410,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7885836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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