9431 TREASURE LAKE COURT, ST JAMES CITY, FL, 33956
Active36 days on marketListed Jul 15, 2026MLS #W7887673
About this home
9431 TREASURE LAKE COURT
Nestled at the end of a peaceful cul-de-sac in the charming community of Saint James City, this beautiful 0.79-acre homesite offers the perfect setting to bring your Florida dream home to life. Surrounded by tropical beauty and tranquil surroundings, the property provides ample space to design a custom residence complete with outdoor living areas, a private pool, lush landscaping, or a relaxing patio to enjoy the island lifestyle year-round. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this homesite offers exceptional flexibility to suit your vision. Conveniently located near local marinas, waterfront dining, parks, and nature preserves, you'll have easy access to the best of Southwest Florida while still enjoying the peace and privacy of this desirable neighborhood. Don't miss this opportunity to build your ideal coastal escape in one of Lee County's most sought-after island communities.
Facts & features
The home at a glance
0.79 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$899 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$899/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Island Acres
Get to know St James City. See the full St James City guide →
Island Acres — neighborhood snapshot
Population
26
Median age
56
Median income
$83,224
Median home value
$325,300
Avg household
2
Households w/ children
4%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St James City market
$543K → $700K
St James City median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, St James City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the ST JAMES CITY 33956 median. See the full St James City market guide →
Paper trail
This home's history
Reality check
What actually sold near 9431 TREASURE LAKE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$361,000
10600 HABITAT TRAIL
3 bd · 3 ba · 1,176 sqft · $307/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9431 TREASURE LAKE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9431 TREASURE LAKE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9431 TREASURE LAKE COURT FAQs
What would the monthly payment be for 9431 TREASURE LAKE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9431 TREASURE LAKE COURT?+
The most recent tax bill on record (2025) was $1,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St James City?+
At $99,999, this home is listed about 82% below the St James City median of $569,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9431 TREASURE LAKE COURT?+
Pine Island Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Gulf Middle School (middle), Mariner High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST JAMES CITY 33956 market on paper
$99,999 is 78% below the ST JAMES CITY 33956 median of $459,500.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Pine Island Elementary School, Ida S. Baker High School, Trafalgar Middle School, Gulf Middle School, Mariner High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7887673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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