3339 POINSETTIA DRIVE, HERNANDO BEACH, FL, 34607
Active68 days on marketListed Aug 6, 2026MLS #W7888253
About this home
3339 POINSETTIA DRIVE
Enjoy breathtaking, wide-open water views from this beautifully updated waterfront retreat in Hernando Beach! NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS! This spacious 3-bedroom, 2-bathroom home offers over 1,775 square feet of living space with an inviting open-concept floor plan and stunning sunset views from the large west-facing covered patio. Embrace waterfront living with your own 16-foot floating dock and private boat ramp, providing convenient access to the deep freshwater canal. Enjoy fishing right from your backyard or exploring the surrounding waterways by kayak, paddleboard, or boat. Gulf access for swimming, snorkeling, and fishing is just a half-mile paddle away, while low-profile boats up to 22 feet can access the saltwater canals and Gulf channels via a boat lift less than a mile away. Parking is plentiful with a one-car garage, two covered carports, and three additional uncovered parking spaces, offering plenty of room for vehicles, boats, and recreational equipment. This home features numerous updates for added peace of mind, including a new roof (2024), A/C (2021), tankless water heater (2024), and water softening system (2024). Located in a charming, golf-cart-friendly coastal community, this property is just a short walk from the Weeki Wachee Nature Preserve, waterfront restaurants, and local entertainment. Shopping, marinas, boat ramps, recreational paddle trails, and community parks are all nearby. The world-famous Weeki Wachee River and Weeki Wachee Springs State Park are just minutes away. Whether you’re looking for a full-time waterfront residence, a relaxing weekend getaway, or an investment property with vacation rental potential, this home offers the perfect opportunity to experience the best of Florida’s Nature Coast. Come enjoy the waterfront lifestyle you’ve been dreaming of!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,776
Sqft
0.14 ac
Lot size
1
Garage
1982
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,929 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,929/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.7%
$/sqft vs HERNANDO BEACH
$233 vs $350
Days on market
68 vs 71 typical
Where $233/sqft sits among the 32 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
16 of 32
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3339 POINSETTIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$595,000
4207 DES PREZ COURT · same community
3 bd · 2.5 ba · 1,768 sqft · $337/sqft · 214 DOM
Sold · Apr ’26$575,000
3447 PALOMETA DRIVE · same community
3 bd · 2 ba · 1,800 sqft · $319/sqft · 205 DOM
Sold · Dec ’25$530,000
3351 FERNLEAF DRIVE · same community
3 bd · 2 ba · 1,750 sqft · $303/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3339 POINSETTIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3339 POINSETTIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3339 POINSETTIA DRIVE FAQs
What would the monthly payment be for 3339 POINSETTIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,929/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3339 POINSETTIA DRIVE?+
The most recent tax bill on record (2026) was $1,838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $413,339, this home is listed about 17% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3339 POINSETTIA DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$413,339 runs 24% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $430,000, now $413,339 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Karen Hagan. MLS #W7888253.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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