12922 PAYNE STEWART WAY, HUDSON, FL, 34669
Active25 days on marketListed Aug 26, 2026MLS #W7888862
About this home
12922 PAYNE STEWART WAY
Virtually Staged. PREMIUM GOLF-COURSE LOT WITH WATER & SUNSET VIEWS! Located in the gated Reserve at Meadow Oaks, this well-maintained home enjoys a beautiful setting overlooking the 15th tee, with peaceful water views, wildlife, and serene greenery. Step outside to the BEAUTIFUL PAVER PATIO or enjoy the scenery year-round from the ALL-SEASON SUNROOM/BONUS ROOM—a comfortable air-conditioned space perfect for relaxing while taking in the golf course, water, and breathtaking Florida sunsets. Inside, the bright, open floor plan features vaulted ceilings, architectural arches and niches, transom windows, and plantation shutters throughout. The kitchen opens to the main living area and offers an island, breakfast bar, pantry, maple cabinetry, and plenty of workspace. The split-bedroom floor plan provides added privacy, while the primary suite features dual sinks, a soaking tub, separate shower, linen closet, and walk-in closet. Additional features include a FULLY FENCED BACKYARD, hurricane shutters, and a driveway enhanced with an additional 24 inches of pavers on both sides for extra width. Meadow Oaks offers a community pool, clubhouse, fitness center, tennis, pickleball, basketball, on-site restaurant, and an 18-hole golf course with practice facilities. LOW HOA, NO CDD, and NO FLOOD INSURANCE REQUIRED. A peaceful Florida setting with water, golf-course and sunset views right in your own backyard!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,718
Sqft
0.15 ac
Lot size
2
Garage
2015
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Hudson actives
$186 vs $196
Days on market
25 vs 45 typical
Where $186/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $278K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
249 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12922 PAYNE STEWART WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$295,000
13241 MEADOW GOLF AVENUE · same community
4 bd · 2 ba · 1,711 sqft · $172/sqft · 306 DOM
Sold · Sep ’26$314,900
13428 MEADOW GOLF AVENUE · same community
4 bd · 2 ba · 1,820 sqft · $173/sqft · 32 DOM
Sold · Jun ’26$315,000
13618 NITI DRIVE · same community
3 bd · 2 ba · 1,853 sqft · $170/sqft · 367 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 12922 PAYNE STEWART WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12922 PAYNE STEWART WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12922 PAYNE STEWART WAY FAQs
What would the monthly payment be for 12922 PAYNE STEWART WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,589/mo — principal and interest, the actual property-tax bill, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12922 PAYNE STEWART WAY?+
The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12922 PAYNE STEWART WAY?+
The most recent tax bill on record (2025) was $2,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12922 PAYNE STEWART WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $319,900, this home is listed about 4% below the Hudson median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12922 PAYNE STEWART WAY?+
Hudson Academy (middle), Hudson Primary Academy (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of F I GREY & SON RESIDENTIAL · Natalija Hall. MLS #W7888862.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hudson homes, in your inbox
Like 12922 PAYNE STEWART WAY but not quite? A daily digest of every new listing in Hudson — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →