2698 46TH AVENUE N, ST PETERSBURG, FL, 33714
Active25 days on marketListed Aug 26, 2026MLS #W7888912
About this home
2698 46TH AVENUE N
Prepare to fall in love with this beautifully reimagined 3-bedroom, 2-bath block home, where thoughtful design, extensive upgrades, and a serene waterfront setting come together to create a truly special place to call home. Fully renovated from the studs, nearly every element of this residence has been renewed, offering the beauty and feel of a brand-new home with the character and privacy of an established property. No detail was overlooked in this comprehensive renovation. Major improvements include a complete electrical rewire with a new electrical panel, brand-new roof, new A/C system with all-new ductwork, new windows, new plumbing water lines, and all-new plumbing valves and fixtures. The transformation continues throughout the interior with new drywall, fresh interior and exterior paint, new flooring, new interior doors, new lighting fixtures, beautifully redesigned bathrooms, and a completely new kitchen featuring stylish cabinetry, countertops, fixtures, and designer-selected finishes. Step inside and you'll immediately notice the home's calming, refined atmosphere. Soft, warm tones and carefully curated finishes were intentionally selected to complement the peaceful surroundings, creating a seamless sense of serenity from the interior all the way to the water's edge. The true highlight awaits in the spacious backyard overlooking a tranquil pond. Imagine starting your mornings with coffee while enjoying the peaceful water views, unwinding at the end of the day as the sun reflects across the pond, or creating your own outdoor retreat for entertaining, dining, and relaxing. The generous backyard offers plenty of room to enjoy Florida living while the pond provides a beautiful natural backdrop and an added sense of privacy and tranquility. Every space has been thoughtfully designed to feel fresh, inviting, and timeless. From the extensive behind-the-walls improvements to the beautiful designer details you see throughout, this home offers far more than a cosmetic renovation—it has been comprehensively rebuilt and thoughtfully transformed from top to bottom. Peaceful, polished, and completely move-in ready, this designer-renovated home offers the rare combination of extensive modern upgrades, beautiful interiors, a spacious backyard, and serene pond views. Simply move in, settle down, and enjoy your own private retreat.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,458
Sqft
0.21 ac
Lot size
1956
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs St Petersburg actives
$291 vs $306
Days on market
25 vs 57 typical
Where $291/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
258 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2698 46TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$330,000
8807 OVERLOOK DRIVE · same community
3 bd · 2 ba · 1,730 sqft · $191/sqft · 23 DOM
Sold · Aug ’26$345,000
2625 46TH AVENUE N · same community
3 bd · 2 ba · 1,116 sqft · $309/sqft · 4 DOM
Sold · Jun ’26$985,000
1453 VIA SANGRO PLACE · same community
4 bd · 3 ba · 3,057 sqft · $322/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2698 46TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2698 46TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2698 46TH AVENUE N FAQs
What would the monthly payment be for 2698 46TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,182/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2698 46TH AVENUE N?+
The most recent tax bill on record (2025) was $3,983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $425,000, this home is listed about 1% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2698 46TH AVENUE N?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 130% above the ST PETERSBURG 33714 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INVESTMENT FLORIDA REALTY LLC · ALEXIS Selby. MLS #W7888912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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