3487 BLUEFISH DRIVE, HERNANDO BEACH, FL, 34607
Active47 days on marketListed Aug 27, 2026MLS #W7888989
About this home
3487 BLUEFISH DRIVE
BUILD YOUR DREAM COASTAL HOME IN HERNANDO BEACH SOUTH! Come build your dream home in the highly sought-after DEED-RESTRICTED HERNANDO BEACH SOUTH community! This 7,500 SQ. FT. (75 X 100) WATERFRONT HOMESITE features a CONCRETE SEAWALL and offers an incredible opportunity to create your own Florida coastal retreat. The low $330 ANNUAL HOA FEE includes lawn maintenance until construction begins, along with access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED and a 3-MONTH MINIMUM RENTAL REQUIREMENT, helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future construction must be elevated. HOA requires site built homes. No mobile homes are permitted. WATER, SEWER, AND ELECTRIC ARE AVAILABLE AT THE STREET and will need to be connected to the future residence. There is NO BUILD-TIME REQUIREMENT, allowing you to build now, build later, or hold the property as an investment. RV LIVING IS NOT PERMITTED. Residents enjoy Gulf access through the COMMUNITY BOAT LIFT, making it easy to enjoy boating, fishing, kayaking, paddleboarding, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Located in the GOLF CART-FRIENDLY COASTAL COMMUNITY OF HERNANDO BEACH SOUTH, you'll be close to waterfront restaurants, local marinas, live entertainment, shopping, golf courses, and numerous boating and fishing destinations. WEEKI WACHEE SPRINGS STATE PARK is also nearby, offering crystal-clear spring waters, kayaking adventures, and beautiful natural scenery. Enjoy the perfect combination of peaceful coastal living and convenient access to everyday amenities. Whether you're planning a FULL-TIME RESIDENCE, or VACATION RETREAT, this homesite offers an outstanding opportunity to build in one of Hernando County's desirable waterfront communities. PROPERTY LOCATION: Across the street from 3488 Bluefish Dr., on the north side of the street. NO FOR-SALE SIGN IS ON THE PROPERTY. Lot lines shown in aerial photos are approximate. Land financing options may be available. Schedule your showing today and start planning your Florida coastal dream home!
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$714 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$714/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3487 BLUEFISH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$500,000
4208 DES PREZ COURT · same community
2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM
Sold · Feb ’26$495,000
3363 POINSETTIA DRIVE · same community
3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3487 BLUEFISH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3487 BLUEFISH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3487 BLUEFISH DRIVE FAQs
What would the monthly payment be for 3487 BLUEFISH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $714/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3487 BLUEFISH DRIVE?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3487 BLUEFISH DRIVE?+
The most recent tax bill on record (2025) was $881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3487 BLUEFISH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $71,500, this home is listed about 86% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3487 BLUEFISH DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HILL POINT REALTY INC. · Sarah Hill. MLS #W7888989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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