3417 FERNLEAF DRIVE, HERNANDO BEACH, FL, 34607
Active1 days on marketListed Aug 28, 2026MLS #W7889015
About this home
3417 FERNLEAF DRIVE
Recently Updated Waterfront Home with Spectacular Sunsets in Hernando Beach! Welcome to your slice of waterfront paradise! Recently updated and nestled on a peaceful cul-de-sac, this spacious 3-bedroom, 2-bath home offers beautiful water views and the perfect setting to enjoy breathtaking evening sunsets. Inside, you'll find a welcoming great room with vaulted ceilings and pocket sliders that open to the screened porch, creating an ideal indoor-outdoor living space. The kitchen features a breakfast bar, pantry, dining nook, and separate formal dining area—perfect for everyday living or entertaining. The primary suite offers dual sinks and a walk-in closet, while the convenient interior laundry room includes a wash tub. Downstairs, a large recreational room provides plenty of flexible space for gatherings, hobbies, a game room, or relaxing, along with a dedicated exercise area, storage closets, and a second screened porch. The oversized garage provides room for up to four vehicles, toys, or additional storage. For the boating and fishing enthusiast, this property offers a fishing and boat dock plus access to a community boat lift with Gulf of Mexico access. Additional features include ceiling fans, plant shelves, French doors, interior paneled doors, hurricane shutter panels, and attractive curb appeal. Whether you're looking for a full-time residence, vacation getaway, or waterfront retreat, or investment property, this recently updated Hernando Beach home offers the space, views, and waterfront lifestyle you've been waiting for. Don't miss this opportunity—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,590
Sqft
0.15 ac
Lot size
2
Garage
2000
Year built
Multi/Split
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs HERNANDO BEACH
$314 vs $343
Days on market
1 vs 41 typical
Where $314/sqft sits among the 33 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
13 of 33
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3417 FERNLEAF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$707,000
4123 DAISY DRIVE · same community
3 bd · 2 ba · 1,600 sqft · $442/sqft · 81 DOM
Sold · Aug ’26$520,000
4385 7TH ISLE DRIVE · same community
3 bd · 2 ba · 1,644 sqft · $316/sqft · 299 DOM
Sold · Jul ’26$710,000
3498 CENTAVO COURT · same community
3 bd · 2 ba · 1,535 sqft · $463/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3417 FERNLEAF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3417 FERNLEAF DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3417 FERNLEAF DRIVE FAQs
What would the monthly payment be for 3417 FERNLEAF DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3417 FERNLEAF DRIVE?+
The most recent tax bill on record (2025) was $6,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $500,000, this home is listed about 1% above the Hernando Beach median of $495,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3417 FERNLEAF DRIVE?+
Fox Chapel Middle School (middle), Westside Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY · James McCrostie. MLS #W7889015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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