CENTURY 21 Edge
$405,0003 bd2 ba2,053 sqft$197 /sqft$2,994 /mo all-in ↓

25 SANDERS CIRCLE, HOMOSASSA, FL, 34446

Active17 days on marketListed Sep 3, 2026MLS #W7889130

Private poolSingle Family ResidenceSUGARMILL WOODS CYPRESS VILLAGE

About this home

25 SANDERS CIRCLE

Nestled in the Cypress Village golf community, this welcoming 3-bedroom, 2-bath home with a 2-car garage is situated on a peaceful and private 0.29-acre lot. With a 2023 roof and HVAC, no neighbors directly behind, and privately situated unbuilt lots on either side, the setting offers a wonderful sense of space and seclusion. The exterior welcomes you with a small covered front porch and an elegant arched portico supported by columns. Step through the front door, framed by an arched transom window, into a welcoming foyer with a high ceiling and neutral tile flooring that continues throughout the main living areas. To the right, the dining room features coordinating tile flooring, a tray ceiling, and a window overlooking the front yard. Continue into the spacious living room, where double sliding glass doors create an inviting connection to the covered outdoor area and screened lanai. The kitchen is designed for everyday living and entertaining, offering extensive wood cabinetry, granite countertops, a tile backsplash, stainless steel appliances, a dual-basin sink, and a spacious breakfast bar. Just beside the kitchen, the breakfast nook is surrounded by a bay of windows and features its own double sliding glass door leading to the lanai and pool area. Near the foyer, a versatile flex room currently used as an office features wood-design laminate flooring, beadboard detailing, a front-facing window, and etched glass doors. The primary bedroom provides a comfortable retreat with carpet flooring, a tray ceiling, and double sliding glass doors leading to the backyard, while a retractable awning outside the primary bedroom window provides additional shade. A walk-in closet leads toward the spacious en-suite bathroom, where tile flooring, dual vanities with granite countertops, ample cabinetry, a garden tub beneath an arched window, and a separate glass-enclosed step-in shower with tiled walls create a relaxing private space. Bedrooms 2 and 3 feature well-maintained carpet flooring and built-in closets, while the nearby guest bathroom includes a single vanity with a granite countertop and a tub/shower combination. A glass-insert door provides convenient access from the bathroom to the patio area. The nearby laundry room includes a utility sink, overhead storage, and corridor access to the garage. Blinds and drapes convey with the home. Step outside to the expansive covered rear porch, which flows into a large screened lanai designed for enjoying Florida's outdoor lifestyle. The space includes an open pool deck surrounding an irregularly shaped in-ground pool and spa, all set against peaceful wooded views. The pool is equipped with a variable-speed pump, salt chlorine generator, and GloBrite color-changing underwater LED lights built into the pool walls, while a clear solar cover adds convenience. Beyond the pool area, a miniature putting green at the rear of the home adds another enjoyable outdoor feature. With no rear neighbors and added privacy from the neighboring lots, the backyard provides a peaceful setting for swimming, relaxing, entertaining, or simply enjoying the surroundings. The quiet, walkable community is close to area golf courses, while the nearby Suncoast Bike Trail offers another opportunity to enjoy the outdoors. Combining a private setting, inviting living spaces, a screened pool and spa, and convenient access to recreation, this home offers a wonderful opportunity to enjoy Florida living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,053

Sqft

0.29 ac

Lot size

2

Garage

2005

Year built

One

Levels

$197

Per sqft

Private poolGarden & Pool & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesCooktop · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationConcrete Perimeter
ViewGarden · Pool · Trees/Woods
FacesWest
ParkingGarage Door Opener · Ground Level · Off Street
ExteriorAwning(s) · Garden · Irrigation System · Rain Barrel/Cistern(s) · Rain Gutters · Sliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$3,099/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,994 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$258
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$2,994/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$258
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$352KedgeAI estimate $396,460 · range $366K$449K$467K

vs edgeAI estimate

+2.2%

$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE

$197 vs $158

Days on market

17 vs 61 typical

Where $197/sqft sits among the 40 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE

11
15
5
7 · this home
0
2
$128–145$145–163$163–180$180–197$197–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Village At Sugarmill Woods

Drive times from this address

Tampa Int’l Airport (TPA)68 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Cypress Village At Sugarmill Woods — neighborhood snapshot

Population

5,767

Median age

68

Median income

$74,848

Median home value

$304,688

Avg household

2

Households w/ children

413

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

23 of 40

SUGARMILL WOODS CYPRESS VILLAGE have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $405,000 · 17 days on market since
2005Built · SUGARMILL WOODS CYPRESS VILLAGE

Reality check

What actually sold near 25 SANDERS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

145 DOUGLAS STREETSold · Jun ’26

$299,900

145 DOUGLAS STREET · same community

3 bd · 2 ba · 2,050 sqft · $146/sqft · 25 DOM

19 POPLAR COURT SSold · Jan ’26

$402,000

19 POPLAR COURT S · same community

3 bd · 2 ba · 2,047 sqft · $196/sqft · 31 DOM

12 COLUBRINA COURTSold · Nov ’25

$299,000

12 COLUBRINA COURT · same community

3 bd · 2 ba · 2,068 sqft · $145/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 25 SANDERS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25 SANDERS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

25 SANDERS CIRCLE FAQs

What would the monthly payment be for 25 SANDERS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,994/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 25 SANDERS CIRCLE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 25 SANDERS CIRCLE?+

The most recent tax bill on record (2025) was $3,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25 SANDERS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $405,000, this home is listed about 19% above the Homosassa median of $340,275. The market section on this page shows how the area is trending.

Which schools are assigned to 25 SANDERS CIRCLE?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7889130.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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