314 MOORINGS COVE DRIVE, TARPON SPRINGS, FL, 34689
Active38 days on marketListed Sep 10, 2026MLS #W7889286
About this home
314 MOORINGS COVE DRIVE
UNIQUE NATURE & WATER VIEW CONDO - Experience effortless Florida waterfront living in this bright and renovated one-bedroom, one-bathroom second-floor condo located in the Moorings of Tarpon Springs. This charming home features a lovely water view from the owner suite and a peaceful nature view from the rear screened balcony with extra storage. You will love the long list of recent upgrades including a new HVAC in 2024, a roof and range hood in 2023, and a stylish bathroom remodel with a walk-in shower in 2022. The community offers fantastic amenities like a waterfront pool, clubhouse, docks, a boardwalk, and free first-come boat slip access that leads straight to Whitcomb Bayou and the Gulf of Mexico. Your monthly fee covers cable, internet, water, trash, and sewer for true low-maintenance living. You are also just minutes away from local dining, scenic beaches, golf courses, and downtown Tarpon Springs. Do not miss this rare chance to own a waterfront retreat at this amazing price!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
740
Sqft
7.1 ac
Lot size
1976
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,290 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,290/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs Tarpon Springs actives
$203 vs $247
Days on market
38 vs 71 typical
Where $203/sqft sits among the 276 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
154 of 276
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 MOORINGS COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$135,000
388 MOORINGS COVE DRIVE UNIT 6E · same community
1 bd · 1 ba · 740 sqft · $182/sqft · 191 DOM
Sold · Nov ’25$119,000
376 MOORINGS COVE DRIVE UNIT 6C · same community
1 bd · 1 ba · 740 sqft · $161/sqft · 122 DOM
Sold · Mar ’26$177,000
377 MOORINGS COVE DRIVE UNIT 9H · same community
2 bd · 2 ba · 1,020 sqft · $174/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 314 MOORINGS COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 MOORINGS COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
314 MOORINGS COVE DRIVE FAQs
What would the monthly payment be for 314 MOORINGS COVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,290/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 314 MOORINGS COVE DRIVE?+
The most recent tax bill on record (2025) was $2,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 314 MOORINGS COVE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $150,000, this home is listed about 65% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 314 MOORINGS COVE DRIVE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Kevin Baker. MLS #W7889286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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