0 (Lot 7) MANGROVE DRIVE, HERNANDO BEACH, FL, 34607
Active34 days on marketListed Sep 9, 2026MLS #W7889328
About this home
0 (Lot 7) MANGROVE DRIVE
HERNANDO BEACH DIRECT GULF ACCESS 5000 SF WATERFRONT LOT WITH EXISTING SEAWALL, DOCK, GARAGE AND IMPACT FEES PAID. ADJACENT LOT ALSO AVAILABLE!! This approximately 5,000 SF (50 x 100) waterfront homesite offers a rare opportunity to build your DREAM COASTAL HOME on a DEEP-WATER CANAL with quick access to the OPEN GULF just minutes away. The property already features a SEAWALL with CAP and KNEE WALL, EXISTING DOCK, AND A GARAGE/STORAGE WORKSHOP, providing valuable waterfront improvements already in place. THE ADJACENT LOT NEXT DOOR IS ALSO AVAILABLE FOR PURCHASE, OFFERING THE RARE OPPORTUNITY TO ACQUIRE BOTH LOTS AS A DOUBLE LOT AND CREATE AN OVERSIZED WATERFRONT HOMESITE. Zoned R1B FOR SINGLE-FAMILY HOMES ONLY (NO MOBILE HOMES), this property offers NO HOA, NO DEED RESTRICTIONS, AND NO SHORT-TERM RENTAL RESTRICTIONS, providing excellent flexibility for a primary residence, vacation home, or investment property. There is NO TIMELINE TO BUILD, allowing you to purchase now and build when the time is right. DOCKS ARE ALREADY IN PLACE, making this an ideal property for boaters and anyone looking to enjoy the Florida waterfront lifestyle. The property is located in a FLOOD ZONE, and future construction will need to be elevated. WATER, SEWER AND ELECTRIC ARE LOCATED AT THE STREET and will need to be connected. Please note, this is NOT AN RV LOT, and living in an RV on the property is not permitted. Lot lines shown in aerial photos are approximate. The property is located on the right side of the street after 3385 Mangrove Drive. Lot financing options are available. Located in the charming coastal community of Hernando Beach, you’ll be close to waterfront restaurants, live entertainment, local marinas, and endless opportunities for BOATING, FISHING, KAYAKING, AND PADDLEBOARDING. Just minutes from Weeki Wachee Springs State Park, where you can enjoy crystal-clear springs, kayaking, and Florida’s natural beauty. With convenient access to shopping, dining, and everyday essentials, this property offers the perfect combination of a peaceful coastal setting and an active waterfront lifestyle. BUILD YOUR DREAM HOME, BRING YOUR BOAT, AND START ENJOYING THE HERNANDO BEACH WATERFRONT LIFESTYLE! DOCK is in need of repairs DO NOT walk on Dock
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,620/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 (Lot 7) MANGROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
4499 BAHAMA DRIVE · same community
2 bd · 2 ba · 958 sqft · $339/sqft · 0 DOM
Sold · Jan ’26$590,000
4446 BAHAMA DRIVE · same community
3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM
Sold · Feb ’26$615,000
4452 KINGSTON DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $511/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 (Lot 7) MANGROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 (Lot 7) MANGROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 (Lot 7) MANGROVE DRIVE FAQs
What would the monthly payment be for 0 (Lot 7) MANGROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,620/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 (Lot 7) MANGROVE DRIVE?+
The most recent tax bill on record (2025) was $3,084. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 (Lot 7) MANGROVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $190,000, this home is listed about 62% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 (Lot 7) MANGROVE DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HILL POINT REALTY INC. · Sarah Hill. MLS #W7889328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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