CENTURY 21 Edge
$699,0004 bd3 ba1,846 sqft$379 /sqft≈$5,672 /mo all-in ↓

517 8TH STREET N, ST PETERSBURG, FL, 33701

Active41 days on marketListed Sep 10, 2026MLS #W7889438

✦ Priced 12% below the ST PETERSBURG 33701 medianSingle Family ResidencePLUNKETS ELIJAH B

About this home

517 8TH STREET N

Prepare to fall in love with a home unlike anything else you’ll find in St. Petersburg. Nestled in the heart of highly desirable Historic Uptown, this uniquely captivating bungalow with detached MOTHER IN LAW SUITE is overflowing with personality, architectural charm, and unexpected designer details at every turn. Beautifully updated within the past five years while preserving the character that makes historic St. Pete homes so special, this residence is anything but ordinary. From the moment you arrive, the expansive covered front porch sets the tone—inviting you to sit back, relax, and enjoy the charm of one of St. Petersburg’s most beloved historic neighborhoods. Step inside and discover a home where original character meets bold, artistic design. Gorgeous hardwood floors, soaring ceilings, substantial trim work, and thoughtfully curated finishes create warm, dramatic spaces that feel both welcoming and completely unique. Statement walls, distinctive lighting, rich architectural details, and eclectic designer touches give each room its own personality while creating a beautifully cohesive home. This is not a cookie-cutter renovation—you truly will not find another house quite like this in St. Pete. The character continues outdoors, where an oversized, fully fenced backyard approaching a quarter acre creates an incredible private retreat in the middle of the city. Gather with friends around the fire pit, entertain under the Florida sky, enjoy fresh fruit from your very own mango tree, or simply appreciate the rare amount of outdoor space this property provides. There is plenty of room to create additional gardens, entertaining areas, or your own private urban oasis. Adding even more versatility is a 420 sq ft detached studio mother-in-law suite, offering tremendous possibilities for extended family, visiting guests, a private home office, creative studio, or other flexible use. And while there is no traditional garage, there is a huge 3 stall storage garage at the back of the property. And parking certainly isn't an issue—the property offers off-street parking for up to six vehicles, an exceptional find this close to downtown. Historic Uptown offers the perfect combination of neighborhood charm and an urban St. Pete lifestyle, placing you just minutes from Downtown St. Petersburg, the waterfront, restaurants, coffee shops, nightlife, museums, parks, and everything that makes this city so special. For the buyer searching for something with soul, individuality, history, and style, this is the one. From its unforgettable interior design to its sprawling backyard, detached studio, inviting front porch, and incredible location, this home offers an experience that simply cannot be recreated. Unique, artistic, charming, and unmistakably St. Pete—this is more than a bungalow; it's a home with a personality all its own. LISTING PHOTOS ARE A COUPLE YEARS OLD AND HOME IS NOW ONLY PARTIALLY STAGED.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,846

Sqft

0.21 ac

Lot size

1906

Year built

One

Levels

$379

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesWest
ExteriorLighting · Private Yard · Sidewalk

Community & fees

Taxes (2025)$10,214/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,672 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,399
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$851
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate7.50%
Loan term

Estimated payment

$5,672/mo

Principal & interest$4,399
PMI (est., until 20% equity)$262
Property taxes (actual bill)$851
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$648KedgeAI estimate $749,459 · range $675K–$824K$857K

vs edgeAI estimate

−6.7%

$/sqft vs St Petersburg actives

$379 vs $325

Days on market

41 vs 66 typical

Where $379/sqft sits among the 400 St Petersburg actives

153
141 · this home
36
28
12
30
$129–282$282–436$436–589$589–743$743–896$896+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Uptown

Drive times from this address

Downtown Tampa≈ 27 min
Tampa Int’l Airport (TPA)≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Historic Uptown — neighborhood snapshot

Population

3,698

Median age

36

Median income

$72,026

Median home value

$501,273

Avg household

2

Households w/ children

204

For the school run

Pinellas County School District

HighSt. Petersburg High School★★★★★
MiddleJohn Hopkins Middle School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

231 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $699,000 · 41 days on market since
1906Built · PLUNKETS ELIJAH B

Reality check

What actually sold near 517 8TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

615 GROVE STREET NSold · Mar ’26

$560,000

615 GROVE STREET N · same community

3 bd · 2.5 ba · 1,438 sqft · $389/sqft · 7 DOM

608 GROVE STREET NSold · Mar ’26

$2,200,000

608 GROVE STREET N · same community

5 bd · 6 ba · 3,893 sqft · $565/sqft · 0 DOM

608 GROVE STREET NSold · Mar ’26

$2,200,000

608 GROVE STREET N · same community

5 bd · 6 ba · 3,893 sqft · $565/sqft · 221 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 517 8TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 517 8TH STREET N — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

517 8TH STREET N FAQs

What would the monthly payment be for 517 8TH STREET N?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 517 8TH STREET N?+

The most recent tax bill on record (2025) was $10,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $699,000, this home is listed about 65% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 517 8TH STREET N?+

St. Petersburg High School (high), John Hopkins Middle School (middle), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of INVESTMENT FLORIDA REALTY LLC · ALEXIS Selby. MLS #W7889438.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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