1856 ARBOR KNOLL LOOP, TRINITY, FL, 34655
Active28 days on marketListed Sep 15, 2026MLS #W7889526
About this home
1856 ARBOR KNOLL LOOP
Welcome to Heritage Springs, a highly sought-after 55+ community in the heart of Trinity in the Tampa Bay area! This amazing Oakmont floor plan lives large, featuring 3 bedrooms, 2 bathrooms and a 2 car garage. Lovingly maintained and absolutely immaculate, this home welcomes you with neutral tile flooring that flows seamlessly throughout. The living room and dining room offer soaring vaulted ceilings and sliders leading to the fully enclosed Florida room, complete with glass windows that make it an extra living space while you enjoy the tranquil backdrop beyond. The kitchen is a cook's delight, boasting abundant cabinetry, solid surface counters, a roomy pantry and a sunny breakfast nook. The owner's suite is spacious, offering a door to the Florida room and a walk in closet, while the en suite bath pampers with a large shower and double vanity. Both secondary bedrooms are generously sized, and the guest bath is fresh, offering a tub/shower combo. A roomy laundry room completes this open floor plan. This pristine home boasts many recent updates, including a newer roof (2014), newer HVAC (2019), washer/dryer (2024), a brand new dishwasher, plantation shutters throughout, fresh exterior paint (2024) and freshly painted garage flooring, just to name a few. This amazing home is offered furnished for the right price. Move right in to this better than new home located in the highly desirable Heritage Springs. Heritage Springs offers a newly remodeled clubhouse featuring a gorgeous resort-style swimming pool, a full calendar of planned activities with a lifestyle director, and a full-service restaurant, because here, every day feels like a vacation. Golf anyone? Enjoy the newly improved 18 hole golf course, all within a secure, gated community with a 24 hour manned guard gate. Ideally situated close to everything Trinity has to offer, including premier shopping, dining and medical facilities, with easy access to Tampa International Airport, Clearwater/St. Pete Airport and beautiful local beaches. This is Florida living at its absolute finest. This beautiful home is available fully furnished for an additional cost, offering a truly turnkey opportunity for effortless and refined living. The thoughtfully curated furnishings complement the home’s beautiful design and create an inviting atmosphere from the moment you arrive. Please contact the listing agent for a detailed description of the furnishings and everything included. Tampa Bay's Premier 55+ golf course community ~ don't let this gem slip away!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,683
Sqft
0.14 ac
Lot size
2
Garage
2005
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,374 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,374/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Trinity actives
$238 vs $234
Days on market
28 vs 60 typical
Where $238/sqft sits among the 49 Trinity actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Trinity. See the full Trinity guide →
Heritage Springs — neighborhood snapshot
Population
3,004
Median age
47
Median income
$107,215
Median home value
$423,631
Avg household
3
Households w/ children
405
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Trinity market
$467K → $504K
Trinity median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
28 of 49
Trinity actives have cut their price
Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the TRINITY 34655 median. See the full Trinity market guide →
Paper trail
This home's history
Reality check
What actually sold near 1856 ARBOR KNOLL LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$380,000
1623 ARBOR KNOLL LOOP · same community
3 bd · 2 ba · 1,713 sqft · $222/sqft · 36 DOM
Sold · Jun ’26$355,000
1606 ARBOR KNOLL LOOP · same community
3 bd · 2 ba · 1,793 sqft · $198/sqft · 0 DOM
Sold · Mar ’26$450,000
1326 WINDING WILLOW DRIVE
3 bd · 2 ba · 1,684 sqft · $267/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1856 ARBOR KNOLL LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1856 ARBOR KNOLL LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1856 ARBOR KNOLL LOOP FAQs
What would the monthly payment be for 1856 ARBOR KNOLL LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,374/mo — principal and interest, the actual property-tax bill, the $406/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1856 ARBOR KNOLL LOOP?+
The association fee works out to $406 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1856 ARBOR KNOLL LOOP?+
The most recent tax bill on record (2025) was $3,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1856 ARBOR KNOLL LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Trinity?+
At $399,900, this home is listed about 27% below the Trinity median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1856 ARBOR KNOLL LOOP?+
Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Denise Wooley, PA. MLS #W7889526.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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