19401 MELODY FAIR PLACE, LUTZ, FL, 33558
Active11 days on marketListed Oct 1, 2026MLS #W7889570
About this home
19401 MELODY FAIR PLACE
Welcome to Florida living in the highly desirable Villa Rosa community of Lutz! This inviting SINGLE-STORY, 3-bedroom, 2-bath POOL HOME offers 1,790 square feet of living space, a 2-car garage, thoughtful upgrades, and a low-maintenance lifestyle in one of the Tampa Bay area's most convenient locations. Step inside to an open-concept, split floor plan layout enhanced by soaring 10-foot ceilings that create a bright, spacious feel. Sliding glass doors provide seamless connection to the outdoor living space and overlook your own private Florida retreat featuring a solar-heated pool, perfect for morning coffee, weekend gatherings, or relaxing in the Florida sunshine. The pool was resurfaced in 2020 with PebbleTec, and the solar pool heating system was replaced in 2022. Thoughtful improvements add comfort, efficiency, and peace of mind, including a 2020 roof with 50-year shingles, 2019 air conditioning condenser, 2019 water heater, 2020 water softener, and whole-home hurricane impact windows installed in 2022. 3M UV film on the windows and doors provides additional energy efficiency and protection from the Florida sun. Plantation shutters on the front windows and 2" blinds throughout create a seamless style. The kitchen features reverse osmosis drinking water, while the primary suite includes an upgraded shower completed in 2022. GoVee smart, color-changing LED lighting on the exterior of the home provides beautiful decoration and architectural illumination. Even better, this home is located within a low-maintenance, gated area of Villa Rosa where the HOA takes care of lawn maintenance and exterior home painting, leaving you more time to enjoy the Florida lifestyle. Villa Rosa residents also enjoy a community pool, parks, playground, and tennis courts. Zoned for top-rated schools including McKitrick Elementary, Martinez Middle, and Steinbrenner High School. This sought-after Lutz location offers convenient access to beaches, shopping, dining, golf, recreation, and major roadways. The Veterans Expressway/Suncoast Parkway is approximately 5 minutes away, providing easy access to Downtown Tampa, St. Petersburg, Tampa International Airport, and destinations throughout Tampa Bay. World-class Gulf Coast beaches are also within easy reach for weekend adventures. Whether you're spending the afternoon poolside, heading downtown for dinner, catching a flight, or relaxing at the beach, this Villa Rosa home delivers the Florida lifestyle with less time spent on exterior maintenance, no CDD, and no Flood Insurance required. Schedule your private showing and discover why this Lutz pool home is one you'll want to call your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,790
Sqft
0.13 ac
Lot size
2
Garage
1998
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,809 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,809/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Lutz actives
$260 vs $240
Days on market
11 vs 66 typical
Where $260/sqft sits among the 266 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
164 of 266
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19401 MELODY FAIR PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$522,500
19413 GOLDEN SLIPPER PLACE · same community
3 bd · 2 ba · 1,921 sqft · $272/sqft · 5 DOM
Sold · Apr ’26$465,000
4702 CORSAGE DRIVE · same community
2 bd · 2 ba · 1,934 sqft · $240/sqft · 16 DOM
Sold · Jan ’26$555,000
19406 GOLDEN SLIPPER PLACE · same community
3 bd · 2.5 ba · 2,391 sqft · $232/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19401 MELODY FAIR PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19401 MELODY FAIR PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19401 MELODY FAIR PLACE FAQs
What would the monthly payment be for 19401 MELODY FAIR PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,809/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19401 MELODY FAIR PLACE?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19401 MELODY FAIR PLACE?+
The most recent tax bill on record (2025) was $4,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19401 MELODY FAIR PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $465,000, this home is listed about 4% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19401 MELODY FAIR PLACE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$465,000 runs 16% above the LUTZ 33558 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Angelique Golay. MLS #W7889570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 19401 MELODY FAIR PLACE but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →