CENTURY 21 Edge
$379,9003 bd2 ba1,860 sqft$204 /sqft$2,994 /mo all-in ↓

1097 FLORIAN WAY, SPRING HILL, FL, 34609

Active1 days on marketListed Sep 19, 2026MLS #W7889659

Private poolSingle Family ResidenceEAST LINDEN ESTATE

About this home

1097 FLORIAN WAY

Your private Florida retreat awaits at 1097 Florian Way in desirable East Linden Estates. Set on approximately half an acre with mature trees and a wooded backdrop, this 3-bedroom, 2-bath pool home brings together privacy, space, valuable updates and the indoor-outdoor lifestyle that makes Florida living so appealing. The outdoor living space is a standout. An expansive covered and screened lanai overlooks the screen-enclosed swimming pool, creating a private setting for morning coffee, weekend gatherings, outdoor dining or simply unwinding at the end of the day. Mature vegetation and the wooded surroundings enhance the sense of privacy and make the pool area feel like a true backyard retreat. Inside, natural light fills a versatile floor plan with a fireplace, durable wood-look flooring and multiple living and dining spaces. The kitchen features granite countertops, a center island, stainless-steel appliances, generous workspace and a convenient pass-through with breakfast bar. A bright breakfast nook with bay windows connects easily to the outdoor living area. Three bedrooms, two full bathrooms, interior laundry/utility space and an attached 2-car garage complete the home. Important improvements add even more value, including a 2017 roof, 2019 HVAC system and updated water heater. County permit records document the roof replacement and HVAC installation. East Linden Estates adds another layer to the appeal, with an established residential setting known for individually designed homes and spacious wooded homesites. Community amenities include a nature trail, park and tennis court, providing additional opportunities to enjoy the outdoors close to home. The location also puts some of the area's best recreation and regional connections within easy reach. Nearby Anderson Snow Park offers extensive recreational opportunities and access to the Suncoast Trail, while convenient access to the Suncoast Parkway connects you with the greater Tampa Bay area. Shopping, dining, medical services and everyday conveniences are nearby, and the natural attractions of Florida's Nature Coast, including Weeki Wachee Springs and Gulf Coast recreation, are ready to explore. A private screened pool, approximately half an acre, a wooded setting, meaningful updates and the distinctive character of East Linden Estates make 1097 Florian Way a property worth experiencing in person. Schedule your private showing and discover the Florida lifestyle waiting here.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,860

Sqft

0.54 ac

Lot size

2

Garage

1989

Year built

One

Levels

$204

Per sqft

Private poolFireplacePool & Trees/Woods view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Stone Counters
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesSouthwest
ParkingDriveway · Garage Door Opener · Oversized · Workshop in Garage
ExteriorIrrigation System · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$5,001/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Park · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,994 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$417
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$2,994/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$417
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$338KedgeAI estimate $389,691 · range $352K$450K$468K

vs edgeAI estimate

−2.5%

$/sqft vs Spring Hill actives

$204 vs $191

Days on market

1 vs 43 typical

Where $204/sqft sits among the 400 Spring Hill actives

97
94
92 · this home
56
26
35
$148–168$168–189$189–209$209–230$230–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryJohn D. Floyd Elementary School★★★★★
MiddlePowell Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

270 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Sep 19, 2026Listed at $379,900 · 1 days on market since
1989Built · EAST LINDEN ESTATE

Reality check

What actually sold near 1097 FLORIAN WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12416 JOCELYN WAYSold · Jul ’26

$375,000

12416 JOCELYN WAY · same community

3 bd · 2 ba · 1,915 sqft · $196/sqft · 11 DOM

14606 LINDEN DRIVESold · Jul ’26

$361,480

14606 LINDEN DRIVE · same community

3 bd · 2 ba · 2,080 sqft · $174/sqft · 268 DOM

12280 EVERARD DRIVESold · Jun ’26

$440,000

12280 EVERARD DRIVE · same community

3 bd · 2 ba · 2,113 sqft · $208/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1097 FLORIAN WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1097 FLORIAN WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1097 FLORIAN WAY FAQs

What would the monthly payment be for 1097 FLORIAN WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,994/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1097 FLORIAN WAY?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1097 FLORIAN WAY?+

The most recent tax bill on record (2025) was $5,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1097 FLORIAN WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $379,900, this home is listed about 12% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1097 FLORIAN WAY?+

Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$379,900 runs 12% above the SPRING HILL 34609 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Spring Hill market that averages 43 — if it fits, move quickly.

Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Anthony Kanaris PLLC. MLS #W7889659.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1097 FLORIAN WAY, SPRING HILL, FL — 3 Bed, 2 Bath — $379,900 | CENTURY 21 Edge