1632 SAN MATEO DRIVE, DUNEDIN, FL, 34698
Active11 days on marketListed Oct 1, 2026MLS #W7889713
About this home
1632 SAN MATEO DRIVE
Virtually Staged. Some images shown have been virtually staged to illustrate the property’s potential. Furnishings and décor are not included. Welcome to 1632 San Mateo Drive, Dunedin, FL 34698, a charming vintage-style single-story home nestled along a quiet, tree-lined street less than one mile from the water, pinellas county trail and downtown Dunedin. This inviting 2-bedroom, 2-bath residence blends classic Florida character with thoughtful updates and features a versatile bonus room that provides additional space for a home office, den, guest area, or hobby room. Relax and enjoy Florida living from the screened lanai overlooking a private fenced backyard enhanced by stone walkways, a pergola, mature plantings, and plenty of space to unwind or entertain. Important improvements include an A/C system installed in 2020, updated double-pane windows, a tankless hot water heater, and the added convenience and peace of mind of a whole-house generator. The location truly sets this home apart, placing you close to Dunedin's waterfront lifestyle, local beaches, the Dunedin Causeway, Dunedin Golf Club, marinas, popular restaurants, shopping, and the many attractions that make Dunedin such a sought-after Gulf Coast destination. Whether enjoying a day near the water, exploring the surrounding community, or relaxing in your own backyard retreat, this home provides an appealing combination of character, convenience, and location. Schedule a tour today and experience everything 1632 San Mateo Drive has waiting for YOU!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,335
Sqft
0.16 ac
Lot size
1957
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs DUNEDIN ISLES 1
$315 vs $423
Days on market
11 vs 71 typical
Where $315/sqft sits among the 12 homes for sale in DUNEDIN ISLES 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $440K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
5 of 12
DUNEDIN ISLES 1 have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1632 SAN MATEO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$445,000
301 CEVERA DRIVE · same community
3 bd · 1 ba · 1,330 sqft · $335/sqft · 50 DOM
Sold · Nov ’25$375,000
1669 PALOMA LANE · same community
2 bd · 2 ba · 1,325 sqft · $283/sqft · 49 DOM
Sold · Apr ’26$546,000
400 MIRA VISTA DRIVE · same community
3 bd · 1.5 ba · 1,313 sqft · $416/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1632 SAN MATEO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1632 SAN MATEO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1632 SAN MATEO DRIVE FAQs
What would the monthly payment be for 1632 SAN MATEO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,908/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1632 SAN MATEO DRIVE?+
The most recent tax bill on record (2025) was $1,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1632 SAN MATEO DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $420,000, this home is listed about 5% above the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1632 SAN MATEO DRIVE?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Steven Olandese. MLS #W7889713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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