CENTURY 21 Edge
Pending
$435,0002 bd2 ba1,388 sqft$313 /sqft≈$3,296 /mo all-in ↓

4140 DES PREZ COURT, HERNANDO BEACH, FL, 34607

Pending14 days on marketListed Sep 29, 2026MLS #W7889778

WaterfrontSingle Family ResidenceHERNANDO BEACH

About this home

4140 DES PREZ COURT

WELCOME TO THE HERNANDO BEACH WATERFRONT LIFESTYLE! This beautifully COMPLETELY UPDATED 2 BEDROOM (with possible 3rd bedroom), 2 BATH, 1-CAR GARAGE WATERFRONT HOME offers DIRECT GULF ACCESS and an impressive combination of modern finishes, boating amenities, and comfortable coastal living. Situated along approximately 50 FT OF WATERFRONT WITH A CONCRETE SEAWALL, this home is ready for the boating enthusiast with a 10,000-LB BOAT LIFT, STATIONARY WOOD DOCK, FLOATING DOCK, and new Gem remote panel for the boat lift. Beautifully updated in 2025, the interior welcomes you with a bright, open floor plan and WOOD-LOOK TILE FLOORING THROUGHOUT. The kitchen opens seamlessly to the dining and family room, creating a wonderful space for entertaining. The beautifully appointed kitchen features QUARTZ COUNTERTOPS, CENTER ISLAND WITH BREAKFAST BAR, UPSCALE STAINLESS STEEL APPLIANCES, BUILT-IN MICROWAVE, GAS RANGE WITH 4 BURNERS AND GRIDDLE, and a custom range hood designed to complement the cabinetry. The inviting family room features a WOOD-BURNING FIREPLACE. The BACK ROOM OFFERS ADDITIONAL FLEXIBLE LIVING SPACE WITH MULTIPLE POSSIBLE USES—ideal for a home office, den, hobby room, guest space, or additional sitting area. With some modifications, this versatile space could potentially be CONVERTED INTO A 3RD BEDROOM. Both bathrooms have been beautifully transformed with spa-inspired finishes. The guest bath features a STONE COUNTERTOP, FLOATING VANITY, CUSTOM FAUCETS, FLOOR-TO-CEILING SHOWER TILE, AND CUSTOM GLASS SHOWER DOORS. The primary bath offers a floating vanity with quartz/stone countertop, custom fixtures, and a gorgeous CUSTOM SUBWAY-TILE SPA-LIKE SHOWER WITH GLASS DOOR. French doors with BUILT-IN BLINDS lead to the screened lanai and outdoor living area, where you can relax and enjoy the waterfront setting. Additional highlights include an OPEN PAVER PATIO, DOUBLE-PANE WINDOWS, NEW PEX PLUMBING, NEW ELECTRICAL BOX (2024), NEW HOT WATER HEATER (2025) NEW A/C (2025), ROOF REPLACED IN 2017, and updated electrical at the dock. Another valuable benefit is the TRANSFERABLE FLOOD INSURANCE POLICY of 3,334 dollars per year (saving 2,410 dollars per year) and Owner Occupied Home Owners Insurance of 2252 dollars per year. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy. MOVE-IN READY, BEAUTIFULLY UPDATED AND DIRECT GULF ACCESS—BRING YOUR BOAT AND START LIVING THE HERNANDO BEACH WATERFRONT LIFESTYLE

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,388

Sqft

0.11 ac

Lot size

1

Garage

1979

Year built

One

Levels

$313

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Solid Surface Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors

Community & fees

Taxes (2025)$4,592/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,296 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$383
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,296/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$383
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$392KedgeAI estimate $453,561 · range $408K–$499K$519K

vs edgeAI estimate

−4.1%

$/sqft vs HERNANDO BEACH

$313 vs $350

Days on market

14 vs 71 typical

Where $313/sqft sits among the 32 homes for sale in HERNANDO BEACH

6
7 · this home
8
5
3
3
$233–279$279–325$325–371$371–417$417–464$464+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Drive times from this address

Tampa Int’l Airport (TPA)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

ElementaryWestside Elementary School★★★★★
MiddleFox Chapel Middle School★★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$453K → $500K

Hernando Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 32

HERNANDO BEACH have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $435,000 · 14 days on market since
1979Built · HERNANDO BEACH

Reality check

What actually sold near 4140 DES PREZ COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4208 DES PREZ COURTSold · Jun ’26

$500,000

4208 DES PREZ COURT · same community

2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM

3363 POINSETTIA DRIVESold · Feb ’26

$495,000

3363 POINSETTIA DRIVE · same community

3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM

3498 CENTAVO COURTSold · Jul ’26

$710,000

3498 CENTAVO COURT · same community

3 bd · 2 ba · 1,535 sqft · $463/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4140 DES PREZ COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4140 DES PREZ COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4140 DES PREZ COURT FAQs

What would the monthly payment be for 4140 DES PREZ COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4140 DES PREZ COURT?+

The most recent tax bill on record (2025) was $4,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4140 DES PREZ COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $435,000, this home is listed about 13% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4140 DES PREZ COURT?+

Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HILL POINT REALTY INC. · Sarah Hill. MLS #W7889778.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4140 DES PREZ COURT, HERNANDO BEACH, FL — 2 Bed, 2 Bath — $435,000 | CENTURY 21 Edge