4367 4TH ISLE DRIVE, HERNANDO BEACH, FL, 34607
Active19 days on marketListed Sep 24, 2026MLS #W7889817
About this home
4367 4TH ISLE DRIVE
DIRECT GULF ACCESS waterfront lot on a DEEP WATER CANAL in the heart of HERNANDO BEACH! Situated on a CUL-DE-SAC, this 5,596 SF homesite features 60 FEET OF CONCRETE SEAWALL and is the perfect opportunity to build your DREAM COASTAL HOME and enjoy the ultimate Florida waterfront lifestyle with quick access to the OPEN GULF. Zoned R1B for SINGLE-FAMILY HOMES only (NO manufactured homes) with NO HOA, NO deed restrictions, and NO short-term rental restrictions, offering incredible flexibility for a primary residence, vacation getaway, or investment property. There is NO timeline to build, giving you the freedom to secure your slice of paradise now and build when you're ready. The property is located in a flood zone, so future construction will need to be elevated. Water, sewer, and electricity are available at the street and will need to be connected to the new home. Docks are permitted and can be installed even without a home currently on the property. Please note this is NOT an RV lot, and living in an RV on the property is not permitted. Ideally located in the charming coastal community of HERNANDO BEACH, you'll enjoy nearby waterfront restaurants, live entertainment, local marinas, and endless opportunities for boating, fishing, kayaking, and paddleboarding. Just minutes from Weeki Wachee Springs State Park, where you can experience crystal-clear springs, kayaking adventures, and Florida's natural beauty. Convenient access to shopping, dining, and everyday essentials while still enjoying the peaceful coastal atmosphere. Please note the lot lines shown in aerial photos are approximate. The property is located on the left side of the road after 4384 4th Isle. Land financing options are available.
Facts & features
The home at a glance
0.13 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,553 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,553/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4367 4TH ISLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$500,000
4208 DES PREZ COURT · same community
2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM
Sold · Feb ’26$495,000
3363 POINSETTIA DRIVE · same community
3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4367 4TH ISLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4367 4TH ISLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4367 4TH ISLE DRIVE FAQs
What would the monthly payment be for 4367 4TH ISLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,553/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4367 4TH ISLE DRIVE?+
The most recent tax bill on record (2025) was $2,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4367 4TH ISLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $190,000, this home is listed about 62% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4367 4TH ISLE DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HILL POINT REALTY INC. · Sarah Hill. MLS #W7889817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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