CENTURY 21 Edge
$498,0002 bd1 ba644 sqft$773 /sqft≈$3,608 /mo all-in ↓

3622 E WHIRLWIND, FLORAL CITY, FL, 34436

Active12 days on marketListed Sep 30, 2026MLS #W7889961

Single Family ResidenceHEATHERWOOD AREA

About this home

3622 E WHIRLWIND

***Absolutely for no reason can you drive by this property, down the private easement without an appointment, it is not visible from the road at all and is gated. **** Your search is officially over! This is your chance to purchase a Rare, Highly desired property that doesn’t come around often. Sure you can buy another 10 acres somewhere but not one in a location as good as this one or with the views and privacy this property offers. Must see property to truly appreciate its beauty and privacy. Beautiful crystal clean springs within 20 mins of this home, Chassawitzka, Homosassa, Crystal River, Rainbow river springs accessible by boat, Kayak or by car. 10 Acres with Home 2/1 and MIL suite, 2400 Sqft shop, Spring fed Swimming Pond, Motocross Track on a dead-end road then on a dead-end easement. This property has been completely built from scratch within the last 2 years. Well, Septic, all electrical, all plumbing underground, (2) 200 Amp services, House and Shop all less than 2 years old. Tree house. Property is surrounded by forest/ Hay field and secluded with breathtaking views. Horse/walking/ riding trails accessible behind home along with hunting land. Deer, Turkey on property almost daily. No Flood Zone Zoned Rural MH with ability to go Agriculture. Property would make a fantastic wedding venue or possible other business ideas and would be great for horses, you could ride directly out of the yard into hundreds of miles of trails. Price is $498,000. Cash buyers to the front.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

644

Sqft

10.04 ac

Lot size

2024

Year built

One

Levels

$773

Per sqft

Trees/Woods & Water viewNegotiable

Inside

FlooringLaminate
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters
LaundryOther
CoolingWall/Window Unit(s)
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionWood Siding
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$3,548/yr

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,608 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,932
FHA mortgage insurance (est.)$220
Property tax — 2025 actual bill$296
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,430Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,430
Interest rate6.00%
Loan term

Estimated payment

$3,608/mo

Principal & interest$2,932
FHA mortgage insurance (est.)$220
Property taxes (actual bill)$296
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Floral City actives

$773 vs $195

Days on market

12 vs 49 typical

Where $773/sqft sits among the 54 Floral City actives

32
14
4
0
1
3 · this home
$94–207$207–320$320–434$434–547$547–660$660+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Drive times from this address

Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$245K → $253K

Floral City median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

26 of 54

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $498,000 · 12 days on market since
2024Built · HEATHERWOOD AREA

Reality check

What actually sold near 3622 E WHIRLWIND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16204 FRIENDLY ROADSold · Nov ’25

$305,000

16204 FRIENDLY ROAD

2 bd · 1 ba · 864 sqft · $353/sqft · 6 DOM

3623 E WHIRLWIND PATHSold · May ’26

$290,000

3623 E WHIRLWIND PATH

3 bd · 2 ba · 1,280 sqft · $227/sqft · 44 DOM

16180 SNOW MEMORIAL HIGHWAYSold · Dec ’25

$550,000

16180 SNOW MEMORIAL HIGHWAY

3 bd · 2 ba · 1,899 sqft · $290/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3622 E WHIRLWIND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3622 E WHIRLWIND — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3622 E WHIRLWIND FAQs

What would the monthly payment be for 3622 E WHIRLWIND?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,608/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3622 E WHIRLWIND?+

The most recent tax bill on record (2025) was $3,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $498,000, this home is listed about 77% above the Floral City median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3622 E WHIRLWIND?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · John Carey. MLS #W7889961.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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