701 MIRROR LAKE DRIVE N UNIT 120, ST PETERSBURG, FL, 33701
Active12 days on marketListed Oct 9, 2026MLS #W7890202
About this home
701 MIRROR LAKE DRIVE N UNIT 120
HISTORIC CHARM MEETS ELEGANT DOWNTOWN LIVING! Welcome to the highly sought-after Mirror Lake Condominiums, nestled in the heart of vibrant Downtown St. Petersburg! Offered at just $314,900, this exquisite, move-in-ready 2-bedroom, 2-bath condominium offers 875 square feet of beautifully updated living space within the historic former St. Petersburg High School, originally constructed in 1915. Step inside and discover an inviting interior showcasing beautiful ceramic tile flooring throughout, freshly painted walls, elegant lighting and stylish ceiling fans. The spacious living and dining areas flow seamlessly together, creating an ideal setting for living and entertaining. The beautifully updated kitchen is sure to impress, featuring elegant cabinetry accented by gorgeous decorative moldings, stunning granite countertops, sleek black appliances, and an abundance of cabinet and counter space. Every detail adds to the timeless appeal of this lovely residence. BOTH BATHROOMS HAVE BEEN BEAUTIFULLY REMODELED! The luxurious primary bathroom features a gorgeous step-in shower with exquisite custom tile work and a built-in seat, an elegant vanity with granite countertop, and a newer toilet. The beautifully updated guest bathroom offers a tub/shower combination, attractive vanity with granite countertop, and stylish updated lighting. Both generously sized bedrooms feature high ceilings, large windows, beautiful tile flooring, and newer ceiling fans with lighting, creating bright, airy, and relaxing retreats. A RARE AND DESIRABLE FEATURE! Enjoy the convenience of your very own private interior laundry area, complete with a BRAND-NEW WASHER AND DRYER, an exceptional amenity not commonly found in this condominium community! Additional peace of mind comes with a NEW HOT WATER HEATER INSTALLED IN 2026 ! Mirror Lake Condominiums offers an impressive collection of amenities, including a sparkling heated swimming pool, charming courtyard, secure fob entry, interior bicycle storage, assigned parking, guest parking, and a community book exchange. This pet-friendly community beautifully combines historic architectural character with modern-day conveniences. The m onthly HOA fee of $796 includes cable, internet, water, sewer, trash, exterior building maintenance, grounds upkeep, and heated pool access. LOCATION, LOCATION, LOCATION! Perfectly situated directly across from picturesque Mirror Lake, this extraordinary residence places you moments from St. Petersburg’s celebrated waterfront, vibrant Beach Drive, fine dining, boutique shopping, museums, the iconic St. Pete Pier, the Palladium, Mahaffey Theater, and USF St. Petersburg. Convenient access to I-375 and I-275 makes commuting effortless. LOCATED IN DESIRABLE FLOOD ZONE X, in one of St. Petersburg’s higher-elevation areas. Experience the perfect combination of historic elegance, luxurious updates, modern conveniences, and an exceptional downtown lifestyle! This remarkable condominium offers an extraordinary opportunity to enjoy everything Downtown St. Petersburg has to offer. PRICED TO SELL AT JUST $314,900 ! SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
875
Sqft
1 ac
Lot size
1915
Year built
One
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,710 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,710/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs St Petersburg actives
$360 vs $323
Days on market
12 vs 66 typical
Where $360/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 701 MIRROR LAKE DRIVE N UNIT 120
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$305,000
701 MIRROR LAKE DRIVE N UNIT 119 · same community
2 bd · 2 ba · 875 sqft · $349/sqft · 271 DOM
Sold · Jun ’26$310,000
701 MIRROR LAKE DRIVE N UNIT 121 · same community
2 bd · 2 ba · 875 sqft · $354/sqft · 102 DOM
Sold · Jul ’26$305,000
701 MIRROR LAKE DRIVE N UNIT 202 · same community
2 bd · 2 ba · 885 sqft · $345/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 701 MIRROR LAKE DRIVE N UNIT 120 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 701 MIRROR LAKE DRIVE N UNIT 120 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
701 MIRROR LAKE DRIVE N UNIT 120 FAQs
What would the monthly payment be for 701 MIRROR LAKE DRIVE N UNIT 120?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,710/mo — principal and interest, the actual property-tax bill, the $793/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 701 MIRROR LAKE DRIVE N UNIT 120?+
The association fee works out to $793 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 701 MIRROR LAKE DRIVE N UNIT 120?+
The most recent tax bill on record (2025) was $5,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 701 MIRROR LAKE DRIVE N UNIT 120?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $314,900, this home is listed about 26% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 701 MIRROR LAKE DRIVE N UNIT 120?+
John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33701 market on paper
$314,900 is 60% below the ST PETERSBURG 33701 median of $794,024, and at $360/sqft it sits under the St Petersburg average of $371.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $793/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Jackie King. MLS #W7890202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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