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Neighborhood · Palm Coast, Florida

Palm Harbor

Canal-laced living on Florida's quiet Atlantic coast

166

Homes for sale

$417,000

Median list price

$246

Avg price / sqft

79

Median days on market

Search Palm Harbor on the map

Palm Harbor is the saltwater-canal side of Palm Coast, a network of tree-lined streets and waterways where boat docks are as common as driveways. It's an easygoing, established part of town — close to the beaches and the Intracoastal, with adjacent neighborhoods like Lehigh Woods, Pine Lakes, and Indian Trails rounding out the area. Families here are zoned for Old Kings Elementary School and Matanzas High School.

Today there are 158 active listings with a median list price of $422,450, and the range runs wide — from $48,999 up to $1.38 million — so there's genuine room to shop by budget. Homes are taking a median of about 55 days to sell, and over the last year sellers have collected 96% of asking on average, which points to a market that rewards patience over bidding wars. With 52 waterfront and 49 pool listings on the live map, buyers chasing a canal-front or pool home have real inventory to work with.

Palm Harbor is a community in Palm Coast, Florida.

Quick facts

$146,900 – $1.5M price range

1,870 sqft median home

$562/mo median HOA

$2,200/mo median rent

412 sold in 12 months

On the market now

Homes for sale in Palm Harbor

View all 166 →

Every active listing inside the Palm Harbor boundary

Open full map search →

Find your fit

Browse Palm Harbor

Where the market lives

19
23
38
25
39
14
8
<$200K$200K–$300K$300K–$400K$400K–$500K$500K–$750K$750K–$1.0M$1.0M–$2.0M

The numbers that matter

The Palm Harbor market

412

Sold, last 12 months

$401,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

51 days

Median time to sell

Palm Harbor vs Palm Coast

Median list price

Palm Harbor$417K
Palm Coast Co.$390K

Price per sqft

Palm Harbor$246
Palm Coast Co.$254

Days on market

Palm Harbor79d
Palm Coast Co.73d

Median sold price — 3-yr, 3-mo rolling

▼ 11.0% yr/yr

$362K$408K$454KOct ’23Sep ’26

Homes sold per month

02244Oct ’24Sep ’26

Live Stellar MLS data — every listing and closed sale inside the Palm Harbor boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Palm Harbor is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Palm Harbor home

≈ $3,259/mo

Principal & interest $2,197
Property tax $290
HOA / fees $562
Insurance (est.) $210

$417,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$562/mo

Median HOA

From current listings inside the boundary

$2,200/mo

Median rent

Homes for rent inside the boundary

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Beyond the listings

Living in Palm Harbor

Beliefs

Top 17% in the U.S.

Local Engagement

These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.

Lifestyles

Top 17% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Appearance oriented

Top 18% in the U.S.

All About Hair

Passionate about all things hair, this population is talking about hair tutorials or the hottest celebrity blowout.

Relationships

Top 20% in the U.S.

Love & Romance

Love is in the air when this population is present. Includes people expressing their feelings for significant others in special ways. Common activities include anniversaries and date nights.

Food & Drink

Top 21% in the U.S.

Hops & Brews

Thirst isn't the only reason this population looks for a good brew. From beer drinkers on a budget to the millennial craft beer enthusiast, these men and women are passionate about different kinds of beer and how it's made.

Entertainment

Top 24% in the U.S.

Party Life

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Straight answers

Palm Harbor FAQs

Is Palm Harbor a good place to live?+

It's one of Palm Coast's most livable pockets — a quiet, canal-woven community close to the beach with easy boating access, which is why 440 homes have sold here in the past year. Buyers who want a dock or a pool find the most options, with 52 waterfront and 49 pool listings currently active. Families also value the zoning for Old Kings Elementary School.

Is Palm Harbor expensive?+

It sits in the mid-range for coastal Florida, with a median list price of $422,450 and homes selling around $403,500. The spread is wide — from under $49,000 up to $1.38 million — and only 9 active listings are priced above $1 million, so most inventory is well within reach for a typical buyer.

What do homes cost in Palm Harbor?+

Expect roughly $250 per square foot, which puts a median-sized 1,875 sqft home right around the $422,450 list-price mark. Waterfront and pool homes trend higher, while the entry end of the market dips well below $200,000 for smaller or fixer properties in nearby areas like Belle Terre.

How is the market right now?+

It's balanced and buyer-friendly by recent standards. Homes take a median of about 55 days to sell, sellers are netting 96% of their asking price, and with 158 active listings there's enough choice to negotiate rather than rush.

What about HOA fees and property taxes?+

The median HOA runs about $569 per month, though that varies widely by community and whether waterfront or amenity access is involved. Property taxes are modest, with a median of $3,364 per year, and the median rent of $2,250 gives investors a useful benchmark. Always confirm the specific HOA for any listing on the live map.

Keep exploring

More Palm Coast neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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