CENTURY 21 Edge
$9,500,000$12,000,0008 bd8.5 ba8,875 sqft$1,070 /sqft$65,437 /mo all-in ↓

4035 BAY SHORE ROAD, SARASOTA, FL, 34234

Active309 days on marketListed Oct 5, 2025MLS #A4667415

Reduced $2.5MWaterfrontPrivate poolSingle Family ResidenceINDIAN BEACH MAP OF

About this home

4035 BAY SHORE ROAD

An Architectural Masterpiece on Sarasota Bay. Commanding one of Sarasota’s most spectacular bayfront settings, this gated estate blends cutting-edge engineering with timeless coastal living. Built on 55 deep concrete piles extending 30 feet underground, the home is constructed entirely of cast-in-place concrete and masonry, including every slab and the roof, creating a true hurricane fortress designed to endure generations. A massive 8-car garage sits beneath this elevated residence on an oversized, fenced lot, offering both privacy and security. Inside, the open-concept layout was intentionally designed with no interior bearing walls, supported only by a few discreet columns per floor—allowing future owners to reimagine the floor plan freely to suit any lifestyle. Outdoors, the property feels like a private resort. The waterfront pool area features sunken seating and a swim-up bar, perfect for entertaining or soaking in Sarasota’s sunsets over the bay. An elevator serves all levels, including the roof, where there’s potential for an extraordinary rooftop terrace with panoramic views of Sarasota Bay and the skyline. Documents are currently being finalized for a dock permit, which will enhance the property’s existing direct Sarasota Bay access and allow for private boat docking in the future. 4035 Bay Shore Road isn’t just built, it’s engineered to impress. A home where modern strength meets pure waterfront serenity.

Facts & features

The home at a glance

8

Bedrooms

8.5

Bathrooms

8,875

Sqft

0.82 ac

Lot size

8

Garage

2021

Year built

Three Or More

Levels

$1,070

Per sqft

Private poolWaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Washer · Water Filtration System · Water Softener
InteriorAccessibility Features · Central Vacuum · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofConcrete · Membrane
ConstructionBlock · Stucco
FoundationPillar/Post/Pier
ViewWater
FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Ground Level · Guest · Oversized
ExteriorBalcony · Irrigation System · Lighting · Private Mailbox · Sliding Doors

Community & fees

Taxes (2024)$125,437/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$65,437 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$51,262
PMI (est., until 20% equity)$3,563
Property tax — 2024 actual bill$10,453
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $950,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $950,000
Interest rate6.00%
Loan term

Estimated payment

$65,437/mo

Principal & interest$51,262
PMI (est., until 20% equity)$3,563
Property taxes (actual bill)$10,453
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs INDIAN BEACH MAP OF

$1,070 vs $536

Days on market

309 vs 63 typical

Where $1,070/sqft sits among the 8 homes for sale in INDIAN BEACH MAP OF

5
0
0 · this home
1
0
2
$333–632$632–931$931–1230$1230–1529$1529–1829$1829+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Beach / Sapphire Shores

Map of 4035 BAY SHORE ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Indian Beach / Sapphire Shores — neighborhood snapshot

Population

3,193

Median age

51

Median income

$82,133

Median home value

$455,294

Avg household

2

Households w/ children

145

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★
ElementaryEmma E. Booker Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

5 of 8

INDIAN BEACH MAP OF have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2823% above the SARASOTA 34234 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $9,500,000 $2.5M
Oct 5, 2025Listed at $12,000,000 · 309 days on market since
2021Built · INDIAN BEACH MAP OF

Reality check

What actually sold near 4035 BAY SHORE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4423 BAY SHORE ROADSold · Mar ’26

$9,500,000

4423 BAY SHORE ROAD · same community

5 bd · 7.5 ba · 7,615 sqft · $1,248/sqft · 238 DOM

3127 BAY SHORE ROADSold · Jul ’26

$2,650,000

3127 BAY SHORE ROAD · same community

3 bd · 3.5 ba · 3,219 sqft · $823/sqft · 97 DOM

4401 BAY SHORE ROADSold · Mar ’26

$5,500,000

4401 BAY SHORE ROAD · same community

2 bd · 2 ba · 1,949 sqft · $2,822/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 4035 BAY SHORE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4035 BAY SHORE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4035 BAY SHORE ROAD FAQs

What would the monthly payment be for 4035 BAY SHORE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $65,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4035 BAY SHORE ROAD?+

The most recent tax bill on record (2024) was $125,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $9,500,000, this home is listed about 1599% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4035 BAY SHORE ROAD?+

Booker High School (high), Booker Middle School (middle), Emma E. Booker Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$9,500,000 runs 2823% above the SARASOTA 34234 median — but at 8,875 sqft it's also nearly 5 times the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

309 days on market against a Sarasota median of 63 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $12,000,000, now $9,500,000 — a $2.5M cut. The full history is in the market section below.

Listing courtesy of LUXIO REAL ESTATE LLC · Hugo Gagliardi. MLS #A4667415.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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