3775 SPRINGHILL CIRCLE, PALM HARBOR, FL, 34684
Active144 days on marketListed Mar 2, 2026MLS #A4684622
About this home
3775 SPRINGHILL CIRCLE
Available for lease in the heart of Palm Harbor, this updated 4-bedroom, 2-bath pool home sits on a spacious cul-de-sac lot and offers the perfect blend of comfort and privacy. Inside, you’ll find high ceilings, updated flooring, and a bright, open layout. The kitchen is equipped with quartz countertops, contemporary finishes, and a large island ideal for gathering. The split-bedroom floor plan provides separation, with a private primary suite and well-sized secondary bedrooms. Step outside to enjoy your own backyard retreat featuring a heated and cooled saltwater pool and spa, plus a firepit overlooking the pond, perfect for relaxing or entertaining year-round. Recent improvements include a newer roof and solar panels for added energy efficiency. Conveniently located near Tampa International Airport, major hospitals, shopping, dining, and beaches. Don’t miss this opportunity to lease a well-maintained home in a prime location, schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,682
Sqft
0.26 ac
Lot size
2
Garage
1984
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$3 vs $259
Days on market
144 vs 42 typical
Where $3/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3775 SPRINGHILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$415,000
2609 SUNNYSIDE CIRCLE · same community
3 bd · 2 ba · 1,661 sqft · $250/sqft · 22 DOM
Sold · Jun ’26$410,000
3791 ORCHARD HIGHLANDS DRIVE · same community
3 bd · 2 ba · 1,548 sqft · $265/sqft · 3 DOM
Sold · May ’26$537,500
3311 HUNT CLUB DRIVE
3 bd · 2 ba · 1,672 sqft · $321/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3775 SPRINGHILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3775 SPRINGHILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3775 SPRINGHILL CIRCLE FAQs
What would the monthly payment be for 3775 SPRINGHILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3775 SPRINGHILL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $5,000, this home is listed about 99% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3775 SPRINGHILL CIRCLE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34684 market on paper
$5,000 is 98% below the PALM HARBOR 34684 median of $245,000, and at $3/sqft it sits under the Palm Harbor average of $269.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
144 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,000, now $5,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Paige Kolb. MLS #A4684622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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