1495 N TORO DRIVE, INVERNESS, FL, 34453
Pending46 days on marketListed Jun 21, 2026MLS #A4696451
About this home
1495 N TORO DRIVE
INVESTOR, ENTREPRENEUR, SPORTSMAN or DEVELOPER ALERT! Incredible and rare opportunity to acquire a bulk package of ten islands making up 547 acres on the Nature Coast in Inverness, Citrus County, Florida located in the Tsala Apopka Chain of Lakes. Of the 547 acres, 417 are swamp, lake bottom or submerged. 130 are land. This expansive portfolio offers exceptional flexibility for a private estate, long-term land hold, or sequential residential build-out. Parcels are primarily wooded, providing a gorgeous natural canopy and pristine blank slate for lifestyle and residential construction. Perfect for camping, hunting and largemouth bass fishing. This is access point to the 1st and main island. The land access point, across a small causeway bridge over the water (pictured), to an island of approximate 20 acres. This island is off of paved N Toro Drive. It has been divided into parcels just over 5 acres. Survey available. A 2nd island of approximately 54 acres may be accessed over a second small causeway bridge at end of N Toro Drive. The 8 other islands must be accessed by airboat. This island is positioned behind a quiet residential pocket of Inverness. Street address is a short drive away from the scenic Withlacoochee State Forest and downtown Inverness. Properties are being sold as a complete package. This portfolio spans ten islands and wetlands. Buyer is responsible for performing all due diligence including verification of zoning, utility connections (Electricity is nearby), and septic system and well permitting requirements with Citrus County. Do not miss this foundational real estate package!
Facts & features
The home at a glance
0.42 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$148,783 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$148,783/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2281% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1495 N TORO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1495 N TORO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1495 N TORO DRIVE FAQs
What would the monthly payment be for 1495 N TORO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $148,783/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1495 N TORO DRIVE?+
The most recent tax bill on record (2026) was $1,714,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $1,000,000, this home is listed about 290% above the Inverness median of $256,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1495 N TORO DRIVE?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SHOWTIME REALTY · Anna Lee Williams. MLS #A4696451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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