23420 STEEPLE AVENUE, PORT CHARLOTTE, FL, 33980
Active56 days on marketListed Jun 20, 2026MLS #A4697130
About this home
23420 STEEPLE AVENUE
Welcome to 23420 Steeple Avenue in Port Charlotte! Nestled on a quiet dead-end street in an area of newer homes, this well-maintained 2-bedroom, 2-bath residence offers privacy, comfort, and convenience. Recent updates include a new roof, fresh exterior paint, luxury vinyl plank flooring in the bedrooms, and a beautifully screened and tiled covered lanai—perfect for enjoying Florida’s year-round sunshine. Inside, you’ll find a bright and inviting living and dining area with sliding glass doors leading to the lanai, creating an ideal space for entertaining. The spacious primary suite features a walk-in closet and private en-suite bath, while the guest bedroom offers ample storage with a double closet. The kitchen boasts warm wood cabinetry, neutral finishes, and plenty of workspace. Need a two-car garage with EXTRA SIDE PARKING for a BOAT, RV, or additional vehicles, and a storage shed in the backyard? Got it! Not to mention, this home is conveniently located near shopping, dining, medical facilities, and with easy access to I-75 and US-41, this home combines peaceful living with everyday convenience. Don’t miss your opportunity to make this charming Port Charlotte property your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,042
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.2%
$/sqft vs PORT CHARLOTTE SEC 020
$268 vs $193
Days on market
56 vs 59 typical
Where $268/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 020
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
7 of 12
PORT CHARLOTTE SEC 020 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the PORT CHARLOTTE 33980 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 23420 STEEPLE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$175,000
2526 IVANHOE STREET · same community
2 bd · 2 ba · 1,104 sqft · $159/sqft · 6 DOM
Sold · Mar ’26$162,000
2158 BEACON DRIVE · same community
2 bd · 2 ba · 1,172 sqft · $138/sqft · 92 DOM
Sold · Jan ’26$205,000
22486 OLEAN BOULEVARD · same community
2 bd · 2 ba · 1,217 sqft · $168/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 23420 STEEPLE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23420 STEEPLE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23420 STEEPLE AVENUE FAQs
What would the monthly payment be for 23420 STEEPLE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23420 STEEPLE AVENUE?+
The most recent tax bill on record (2025) was $2,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23420 STEEPLE AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $279,000, this home is listed about 15% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 23420 STEEPLE AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Melody Wilson. MLS #A4697130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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