CENTURY 21 Edge
$1,340,0003 bd2 ba1,750 sqft$766 /sqft$8,806 /mo all-in ↓

445 REID STREET, SARASOTA, FL, 34242

Active6 days on marketListed Aug 20, 2026MLS #A4703164

Private poolFully furnishedSingle Family ResidenceOCEAN BEACH REP

About this home

445 REID STREET

Your search is over. Look no further. Offered turnkey furnished, this 3-bed, 2-bath coastal chic oasis with saltwater pool on Siesta Key boasts 1,750 square feet under air with new tile flooring throughout, all new appliances, new washer & dryer, new water heater and pool pump. New kitchen cabinetry and countertops, new cabinetry in both baths, new ceiling fans, and brand new Trex decking on the expansive back patio pool area. The HVAC is 4 years old. The 30-year dimensional roof is 8. Home has been re-plumbed. The open concept living area invites you to unwind, with natural light that glistens through three sets of brand-new impact resistant French doors overlooking your private lanai and pool. The wood burning fireplace & skylight create a space where relaxation & indulgence harmoniously coexist. The fully stocked kitchen provides the perfect ambiance for intimate gatherings & lively entertainment. Step onto the 35’ long screened patio and take a dip in the heated saltwater pool. Rinse off after a day at the beach in the outdoor shower. Lounge on the deck and soak up the sun. Gather around for unforgettable barbecues under the starlit sky. Retreat to the tranquil owners’ suite, your personal sanctuary, with private en-suite bath and walk in closet. Surrounded by lush foliage, the glass enclosed sunroom is perfect as an office or meditation room. The primary bath features dual sinks and modern fixtures. The additional 2 bedrooms provide versatility for accommodating guests. A laundry room is just off the primary suite, with a separate entrance to the covered carport. Fully fenced for privacy. Xeriscape means never having to mow! Mature landscaping & circular driveway on an oversized corner lot with room for an RV, golf carts and a boat. Renowned for its vibrant coastal lifestyle, this residence is a stone’s throw from the #1 Beach in the US. Situated in a quiet neighborhood on the North end of Siesta Key, the home is one mile from Siesta Village, bustling with restaurants, cafes and shops, as well as Siesta Key’s world-famous Sunset Beach & Pier. Downtown Sarasota’s Bayfront, with its world-class shopping, dining, & cultural events is 5 miles away. Nature lovers, sports enthusiasts, and patrons of the arts have the best of Sarasota at their fingertips with outdoor activities that include waterfront dining, boating, biking, golfing, hiking & fishing nearby. With easy access to state-of-the-art medical facilities, Sarasota International Airport, and the I-75, the location of this home offers the perfect blend of serenity & convenience. A mix of modern luxury & coastal charm, this home presents an extraordinary opportunity to live your best life, whether it be used as a private retreat for your own personal enjoyment, or a lucrative seasonal or annual rental. This distinctive property has over $100,000 in upgrades and $50,000 in new designer furnishings from Crate & Barrel and presently earns $70K in rental income annually.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,750

Sqft

0.21 ac

Lot size

1961

Year built

One

Levels

$766

Per sqft

Private poolFireplaceFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Skylight(s) · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
FacesSouth
ParkingCircular Driveway · Covered · Driveway · Golf Cart Parking · Guest · On Street
ExteriorFrench Doors · Lighting · Outdoor Shower · Private Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2024)$10,958/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,806 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,231
PMI (est., until 20% equity)$503
Property tax — 2024 actual bill$913
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $134,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $134,000
Interest rate6.00%
Loan term

Estimated payment

$8,806/mo

Principal & interest$7,231
PMI (est., until 20% equity)$503
Property taxes (actual bill)$913
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.1MedgeAI estimate $1,260,184 · range $1.1M$1.6M$1.7M

vs edgeAI estimate

+6.3%

$/sqft vs Sarasota actives

$766 vs $344

Days on market

6 vs 63 typical

Where $766/sqft sits among the 400 Sarasota actives

212
58
35 · this home
28
29
38
$164–365$365–566$566–768$768–969$969–1171$1171+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocean Beach

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Ocean Beach — neighborhood snapshot

Population

31

Median age

60

Median income

$128,111

Median home value

$1,088,700

Avg household

2

Households w/ children

2%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

182 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 196% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $1,340,000 · 6 days on market since
1961Built · OCEAN BEACH REP

Reality check

What actually sold near 445 REID STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

514 RALPH STREETSold · Sep ’25

$825,000

514 RALPH STREET · same community

4 bd · 3 ba · 1,934 sqft · $427/sqft · 96 DOM

4637 OCEAN BOULEVARDSold · Dec ’25

$700,000

4637 OCEAN BOULEVARD · same community

3 bd · 2 ba · 2,065 sqft · $339/sqft · 73 DOM

523 REID STREETSold · May ’26

$595,000

523 REID STREET · same community

3 bd · 2.5 ba · 2,249 sqft · $265/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 445 REID STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 445 REID STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

445 REID STREET FAQs

What would the monthly payment be for 445 REID STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,806/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 445 REID STREET?+

The most recent tax bill on record (2024) was $10,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 445 REID STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,340,000, this home is listed about 143% above the Sarasota median of $552,448. The market section on this page shows how the area is trending.

Which schools are assigned to 445 REID STREET?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,340,000 runs 196% above the SARASOTA 34242 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Sarasota market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Robin Leonardi. MLS #A4703164.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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445 REID STREET, SARASOTA, FL — 3 Bed, 2 Bath — $1,340,000 | CENTURY 21 Edge