1609 SAFFOLD PARK DRIVE, RUSKIN, FL, 33570
Active9 days on marketListed Aug 20, 2026MLS #A4703614
About this home
1609 SAFFOLD PARK DRIVE
Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
736
Sqft
0.28 ac
Lot size
1942
Year built
One
Levels
$543
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,020 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,020/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$543 vs $294
Days on market
9 vs 56 typical
Where $543/sqft sits among the 165 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
96 of 165
UNPLATTED have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1609 SAFFOLD PARK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$220,000
4105 ROBINSON ROAD · same community
2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM
Sold · Dec ’25$130,000
12036 BULLFROG CREEK ROAD · same community
2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM
Sold · Mar ’26$200,000
1306 CASON STREET · same community
2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1609 SAFFOLD PARK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1609 SAFFOLD PARK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1609 SAFFOLD PARK DRIVE FAQs
What would the monthly payment be for 1609 SAFFOLD PARK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,020/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1609 SAFFOLD PARK DRIVE?+
The most recent tax bill on record (2025) was $3,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $399,900, this home is listed about 14% above the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1609 SAFFOLD PARK DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Barry Grooms. MLS #A4703614.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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